EU Referendum: the day after the vote Whatever the result of the referendum it will have huge political implications for the rest of the European Union as well as the United Kingdom. Clearly these…
How Will The 3% Stamp Duty Surcharge Affect Let to Buy? The following question received from a reader raises an interesting question which will be relevant to many others and so I thought publishing…
Can Adult Children Living at Home Prevent Parents from Getting a Mortgage? I was recently approached by a journalist and asked whether I had heard of parents struggling to get a mortgage if their…
Ageism in the Mortgage Market When older borrowers approach the end of their mortgage term most lenders will grant an extension of 6 months or a year, if requested, but will charge their SVR rather…
Swap Rates and Fixed Rate Pricing Start to Diverge Over the last fortnight there has been some jockeying of positions on 2 year fixed rates, with some rates being increased and others decreased.…
The housing and mortgage markets for the last 60 years John Charcol can’t claim to have been providing mortgage advice over the whole of the last 60 years but, having been formed in 1974, we believe…
The Old Relationship Between Libor, Swap Rates and Mortgage Rates Has Broken Down 2 years ago few people had heard of Libor, the London Interbank Offered Rate, let alone knew what it was. Most…
Zoopla finds a clever way round the new HIP rules An interesting spat has developed between the website Zoopla and The Association of Home Information Pack Providers (AHIPP). This follows the…
Beware of dealing with First National and igroup GE Money’s 2 mortgage brands, First National and igroup, sent us emails yesterday evening saying that they were going to put two fingers up at the…
