Social Housing Green Paper – Not Much of a “New Deal for Social Housing” Any proposals which offer a realistic way to increase the opportunity for more people to own their own home has to be good…
What's next for fixed mortgage rates? Ray Boulger’s predictions and recommendations for the fixed rate mortgage market. When Bank Rate fell to 0.5% in March 2009, some economists forecast it would…
The new wave of Retirement Interest Only Mortgages Two months after the FCA announced a relaxation in its previously unduly zealous rules on interest only mortgages for older borrowers, two lenders…
DWP confirms 80,000 have not accepted new SMI terms Figures issued by the DWP on the continued take up of Support for Mortgage Interest Benefit (SMI) following the payments being changed from a free…
The Chancellor’s 2018 Spring Statement As The Chancellor has stated that from now on The Autumn Statement will include the main annual budget announcements, it is unlikely The Spring Statement will…
Market Movements – A Weak Equity Market and the Effect on Mortgage Rates Sharp movements in the markets tend to unnerve consumers, which begs the question of what the likely impact will be on…
Why has Santander launched a new reversion rate? Santander has announced that it is cutting its revert to rate by 0.99% for all new mortgages from 23 January 2018, a decision that is said to have…
Outlook 2018: Predictions for the UK Housing Market and Interest Rates Despite a partial recovery from the 859,000 housing transactions recorded in 2009, current transaction levels remain a long way…
Final Rules from the PRA on BTL Mortgages Following its consultation exercise the PRA has today announced its final rules for BTL mortgages, with few changes from the draft proposals announced 6…
Brexit: 3 months on from the vote In the post Brexit world (or at least post the decision to Brexit, as the actual deed is still well over 2 years away) little has changed in the housing market 3…
