Shared Ownership & Stamp Duty My partner and I are looking to buy a property through shared ownership. To be eligible our total earning cannot exceed £60k which they do so I am going to apply for it…
Mortgages in Trust My daughter and her partner, due to wed next year, are potential first time buyers. We have set up a Trust Fund and propose gifting our former first home into it having just built…
Taking over Parents Mortgage My Mother & Father are going through a divorce. Due to the poor housing market they have been unable to sell. They have a mortgage of £285,000 and the house is worth…
Homes for Dependent Relatives I want to buy my elderly parents a house nearer to the family. I already have a mortgage for my own place but I have heard there is a scheme titled ' homes for…
What Is the Minimum Size for a Flat to Get a Mortgage? What is the minimum square footage needed for a mortgage? I own a small studio flat which I am considering selling. However, several estate…
Capital raising on parent's home I would like to borrow some money secured on my parents house Using Your Parents Home As Equity It’s important to note that depending which way you decide to go will…
Can I Buy a House and Rent It to a Family Member? Whether you can rent a property to family will depend on your situation and if there’s already a mortgage on the property. Whether you can rent your…
Two Mortgages on One Property Can I have two mortgages on one house? I already have a mortgage on my home but would like to get a second mortgage on the same property. Does it help that I have built…
Can a Parent Be a Guarantor on a Mortgage? Parents can be guarantors for their child’s mortgage. Parents can be guarantors for their child’s mortgage. While there’s no specific product called a…
Can I buy others out of Inherited Property I’ve inherited a property and I want to buy my sibling out of the property This is not an unusual situation and depending on your personal circumstances it…
