Can My Name Be Taken Off a Joint Mortgage Without My Permission? Your ex can’t simply take your name off the joint mortgage or the title deeds without your knowledge or permission. We explain how…
Is it difficult to split the freehold title? I have an investment property that was purchased as a shop with flat. I have since converted the shop to a separate ground floor flat (with local…
I've inherited a property, could I raise a first time buyer mortgage on it? I inherited my fathers house. Ive never had a mortgage. Would I be still eligible to get a first time buyer mortgage to…
We live in tied accommodation, but have a flat with a repayment mortgage for when we retire. Do we pay tax on the rental income received? We live in a tied property and have bought a flat with a…
Can I Raise Money on an Unencumbered Property Hi, I own a property worth £1.6m (fully, no morgage on it). I would like to morgage it to raise funds to buy to rent another property for £600-750k. What…
Can I exchange contracts with a delayed completion? We want to buy a house but not move in for 6 months. The seller is keen to exchange quickly. We have a 10% deposit, could we pay this now to…
I want to buy a larger property in my name only, is my partners income considered? I want to buy a larger property in my name only, is my partners income considered? Unfortunately, if your partner…
I own our current home my wife has never owned a property can we get a first-time buyer mortgage I have a flat in my name only valued at £64.5k with a £30k mortgage. I am recently married and my wife…
Can I remortgage an unencumbered property? We own our current home outright - no mortgage. We want to move but think it will take a while to sell. Rather than take out a mortgage on a new property,…
Can I remortgage a house gifted to me by my parents? I have recently had a house gifted by my parents. The house is worth around £190000. Can I remortgage this property? Considerations When…
