John Charcol understands the challenges that customers face when it comes to securing a property. With over 40 years’ experience in the industry, we’ve helped a lot of people secure mortgages even after high street lenders have turned them down.

Our partnership with Lamella allows us to help even more customers find the right mortgages - including those looking at timber framed properties. In fact, we have access to over 40 lenders who can accept modern timber framed properties as security.

What's more, using an independent mortgage broker like John Charcol can save you thousands of pounds when purchasing a home.

Want to Speak to an Expert?

Buying property doesn't need to be stressful or difficult. We help you every step of the way. You can even use the calculator below to find out how much you're potentially able to borrow.

Ready to speak to one of our experts? Fill out the form at the bottom of this page and we'll get in touch.

Contact us. We'll make your property buying journey easy - and enjoyable.

How Much Can I Borrow?

Mortgage loan calculator
First applicant

First Mortgage Applicant

* £
* £
Second applicant

Second Mortgage Applicant

* £
* £

As a guide, you could potentially borrow around:


Want to find out more? Call us or Email Us

This is not a quotation under the Consumer Credit Act. Figures are subject to validation of income, credit checks and a property valuation.

The How Much Can I Borrow? mortgage calculator is a great way to start – but it’s certainly not a definitive answer – and if it’s not the answer you’re looking for, our experts can review your full situation and advise on the most appropriate course of action - including products you might not previously have considered.