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Santander Self-Employed Mortgage Gives Applicants Hope of Mortgage Lending What’s special about the Santander self-employed mortgage? Santander may ignore 2020/21 figures & base the affordability…

Self-Employed to Face Mortgage Application Difficulties Post-Pandemic The difficulties already faced by self-employed applicants run the risk of being somewhat magnified in a post-pandemic…

My Predictions for the 2021 Property Market Had someone told me in January what 2020 had in store – I would have been surprised to learn that both prices and transaction levels would somehow end the…

Meeting the Stamp Duty Deadline To make sure you don’t miss the Stamp Duty deadline, you and the parties working on the transaction must make a concerted effort to keep things moving forwards. I…

Government Plan for 95% LTV Mortgages for First-Time Buyers Boris Johnson proposed helping first-time buyers by implementing plans to improve access to 5% deposit mortgages – i.e. 95% LTV…

Should I Buy Now or Should I Wait? As reports of house prices rising rapidly are in the press the question on everyone’s minds is: should I buy now, or should I wait? Discussion of the property…

Now Might Be the Best Time for a Holiday Home or Buy-to-Let There are currently a lot of people looking to move away from densely populated areas and others looking to buy holidays homes for…

Why Is this Stamp Duty Cut Significant? The Chancellor’s mini statement is clearly one of the most job focused statements we’ve seen in decades and I fervently hope this staves off the severe…

Nick Morrey on the Property and Mortgage Markets Post-Lockdown The property market has had many highs and lows over the years but it’s normal for there to be a bit of a slowdown and then a gradual…

Base Rate Cut Again to Effectively 0% The Bank of England base rate is now 0.1% - the lowest rate ever recorded. The Bank of England base rate is now 0.1% - the lowest rate ever recorded. This was…