Flexible mortgage calculator

Our UK flexible mortgage calculator will help you see how overpaying your mortgage could help you shorten your mortgage term and save you thousands of pounds in interest.

Just enter your current or planned mortgage details under loan details and then enter your flexible options, and our flexible mortgage calculator will show you the savings.

Current loan details

Current loan details

* £
   years
*   %
Flexible options

Flexible options

* £
* £
*  
 
Result

Result

Monthly Payment

Monthly Payment

£
£
Total Cost

Total Cost

£
£
Loan Duration

Loan Duration

  years
  years
Difference

Difference

  years
£

This is not a quotation under the Consumer Credit Act. Figures are subject to validation of income, credit checks and a property valuation.

You will get quick estimates from our flexible mortgage calculator. To get detailed quotes speak to one of our expert advisers.

View our Best Buy tables to see a selection of mortgage products.  Alternatively, let one of our mortgage experts handle it for you. They'll find the right mortgage for you and manage the mortgage process from start to finish.

Get a mortgage quote that suits to you...

Your mortgage requirements
 
£
£
 

Or speak to an expert now...

Our UK home mortgage experts will help you make the right choice.

If you're too busy and want someone to do it all for you, call our independent mortgage experts now:

Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.