I own outright a home and my boyfriend owns a home outright. He earns twice as much as me and 'we' want to buy a home together 50/50 that we live in maybe three days a week. We need to borrow money to do this, which would be the best way to borrow?

Our house is worth approximately £300k and we owe £65k on the mortgage. We would like to move but can't sell and are thinking of letting our existing property to buy a new one. We would like to increase the mortgage on the existing property to about £200k and use this as a deposit on the new house (together with some savings). We could only afford to do this if the mortgage on the let property were on an interest only basis. I think this would be the most tax efficient route as we are both 40% taxpayers and only the interest is tax deductible. Our current lender (rbs) will not allow us to convert to interest only, even though it does offer btl mortgages on an interest only basis. Are there lenders offering let to buy mortgages on an interest only basis?

I have a property worth £180000 with a 49000 mortgage on it, I could clear the mortgage this August, I would like to let to buy and buy another property for £250000,I earn 39000. Would it be better to clear existing mortgage or use the 49000 as a deposit. Does this sound possible

On the 24th April Ray answered questions from listeners on the first time buyer market on BBC Radio Money Box Live.  Click here to listen to the programme.

As far as the housing market is concerned, Right to Buy was Margaret Thatcher’s major specific legacy. This fuelled a substantial increase in the proportion of people who aspired to, and became, owner occupiers and that increase...

I am married and own my own home. My husband is not on the mortgage and has never owned a property. We are interested in Buy to Let. Would he be a first time buyer? We do have a 20% deposit. What's the best way to make the most of this opportunity.

I have a house in Oxford worth £200,000 pounds with no mortgage on it. Could I remortgage it to £70,000 to buy a cottage in Ireland? Problematic is perhaps that I live in Germany and am 68.Thanks!

Advice please - Son working in Qatar on a salary of £50k – seems impossible for him to get a mortgage to buy a home in this country. We are looking at a house £182k – need to borrow circa £85k. Wife and I have £450k house – no mortgage – I am 71 on a pension of £20k, my wife is 61 earning £30k. Is the best option for us i) to raise a separate mortgage in our names ii) raise a mortgage on our house for our son to use to buy the new house without a mortgage. It all seems very complex – and we don’t know the best way forward. Ian and Joanna Panton