Our experts cut through the noise to tell you what you need to know
With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.
However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes.
So you’re looking to move home? The process of moving home is usually for positive reasons, like moving to a new area, buying a larger property or because you’re starting a family or perhaps a new job? It’s often said that the process of moving home can be stressful and traumatic but it needn’t be, at least not from the perspective of your existing mortgage finances.
If you’re looking to release equity from your home for renovations or to fund further property investments, consolidate debt, pay a tax bill or for any reason, then a second charge mortgage could allow you to do so without the need to remortgage.
Staying put and looking to improve your home can be a great way to breathe new life into a property, and if you’re clever about it, add value at the same time. But what home improvements will add the biggest boost to your home’s value?
With the advent of the growing global ‘sharing economy’ there are now many options online that you can use to turn your property into an assets that can help make you money! Here we look at the ways you can make you home make money for you...
Tops tips on arranging finance before a property auction - our experts look at what you need to know.
Find out how to apply for planning permission and how you can pay for it with the equity in your home!
Find out how you can pay back your mortgage quicker and potentially save thousands of pounds in the process.
It’s estimated that there are 1.67 million homeowners in the UK that are currently on an interest-only mortgage.
Our tool, produced by the Office of National Statistics allows you to utilise the latest data looking at property prices per square metre in England and Wales to help you find out what value you could increase the overall value of your home or property by adding additional floor space.
An estimated 150,000 homeowners a month will get the chance to save money on their monthly mortgage payment this autumn as a record number of two and five-year fixed rate deals come to an end...
The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.