Our experts cut through the noise to tell you what you need to know

With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.

However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes. 

15/11/2017 by Ray Boulger

Stamp Duty must be overhauled in next week’s Budget to help young people get on the property ladder, the chairman of the influential Commons’ Treasury Select Committee has said – so in what is widely expected to be a budget that favours the young – we asked our expert Ray Boulger for his predictions.

26/10/2017 by Richard Morgan

Our tool, produced by the Office of National Statistics allows you to utilise the latest data looking at property prices per square metre in England and Wales to help you find out what value you could increase the overall value of your home or property by adding additional floor space.

24/10/2017 by Richard

With the implementation of Prudential Regulation Authorities (PRA) Phase 2 recommendations at the end of September, lenders have had to change their underwriting approach towards portfolio landlords (those with four or more buy to let properties). Many lenders are stipulating that a landlord must be able to provide an overview of their property business plan when applying for a mortgage.

24/10/2017 by Richard

Should I get a property survey? We asked our partners, GoTo HomeMovers to explain why it pays to get a survey done, even if you think you don’t need one.

17/10/2017 by Richard

We all know that houses in England and Wales can be expensive, but the latest figures from the Office for National Statistics have revealed exactly how expensive really are, right down to the square metre

20/09/2017 by Richard

An estimated 150,000 homeowners a month will get the chance to save money on their monthly mortgage payment this autumn as a record number of two and five-year fixed rate deals come to an end...

18/09/2017 by Paul Elliot

If you’re a BTL landlord converting your property to a short term holiday let isn’t as simple as creating a listing on site like Airbnb – we look at what you need to know!

11/08/2017 by Richard

Being one of only three mortgage brokers in the UK to have access to their product range we can offer clients the lowest 5 year fixed rate deal on the market at 1.59%.

11/08/2017 by Paul Elliot

With phase 2 of the Prudential Regulation Authorities’ (PRA) buy to let recommendations fast approaching, lenders have at last started to share their proposed approach to underwriting portfolio landlords.

10/08/2017 by Nicholas Morrey

How bad is the interest only ‘time bomb’ and what should you do if your home is one of the estimated one in ten interest only mortgages with no plan in place to pay off the balance?

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