Our experts cut through the noise to tell you what you need to know
With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.
However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes.
It’s the start of a New Year and the time when homeowners will be considering if now is the time to move, improve or just stay put and love the home they’re in...
Barclays has widened its criteria for buy to let mortgages and now accepts applications from first-time buyers and non-owner occupiers.
Our tool, produced by the Office of National Statistics allows you to utilise the latest data looking at property prices per square metre in England and Wales to help you find out what value you could increase the overall value of your home or property by adding additional floor space.
With the implementation of Prudential Regulation Authorities (PRA) Phase 2 recommendations at the end of September, lenders have had to change their underwriting approach towards portfolio landlords (those with four or more buy to let properties). Many lenders are stipulating that a landlord must be able to provide an overview of their property business plan when applying for a mortgage.
Should I get a property survey? We asked our partners, GoTo HomeMovers to explain why it pays to get a survey done, even if you think you don’t need one.
We all know that houses in England and Wales can be expensive, but the latest figures from the Office for National Statistics have revealed exactly how expensive really are, right down to the square metre
If you’re a BTL landlord converting your property to a short term holiday let isn’t as simple as creating a listing on site like Airbnb – we look at what you need to know!
Read out top tips for parents looking to help their kids onto the property ladder without the need to gift them a large deposit.
The Channel 4 show, Love it or List it, presented by Kirstie Allsopp and Phil Spencer has shown us that we don’t necessarily need to move to get a bigger, better house. And over the last few years, we’ve seen that more and more of our clients are looking to stay put and renovate and improve their homes.
We all know that taking out a mortgage is likely to be the biggest financial commitment we’ll ever make in our lives. That’s why it’s so important to plan for the unforeseen and ensure you have the right policies in place to protect you and your loved ones.
The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.