With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.
However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes.
Tens of thousands of homeowners became accidental landlords in 2017, as homes in the notoriously expensive South East and London struggled to sell leaving their owners no option but to rent them.
It’s the start of a New Year and the time when homeowners will be considering if now is the time to move, improve or just stay put and love the home they’re in...
Barclays has widened its criteria for buy to let mortgages and now accepts applications from first-time buyers and non-owner occupiers.
Our expert Ray Boulger examines yesterday's Budget announcement from the Chancellor Phillip Hammond
The Chancellor Philip Hammond today stood in the House of Commons, turned to the Speaker and commented: "The Prime Minister made a pledge to Britain’s younger generation that she would dedicate her premiership to fixing this problem. Today we take the next steps to delivering on that pledge. By choosing to build"
Stamp Duty must be overhauled in next week’s Budget to help young people get on the property ladder, the chairman of the influential Commons’ Treasury Select Committee has said – so in what is widely expected to be a budget that favours the young – we asked our expert Ray Boulger for his predictions.
Our tool, produced by the Office of National Statistics allows you to utilise the latest data looking at property prices per square metre in England and Wales to help you find out what value you could increase the overall value of your home or property by adding additional floor space.
With the implementation of Prudential Regulation Authorities (PRA) Phase 2 recommendations at the end of September, lenders have had to change their underwriting approach towards portfolio landlords (those with four or more buy to let properties). Many lenders are stipulating that a landlord must be able to provide an overview of their property business plan when applying for a mortgage.
Should I get a property survey? We asked our partners, GoTo HomeMovers to explain why it pays to get a survey done, even if you think you don’t need one.
We all know that houses in England and Wales can be expensive, but the latest figures from the Office for National Statistics have revealed exactly how expensive really are, right down to the square metre
The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.