Our experts cut through the noise to tell you what you need to know

With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.

However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes. 


13/09/2016 by Richard

What is an offset mortgage, and who should have one? WHILE last month's bank rate cut was good news (allegedly) for borrowers, it heralded more bad news for savers, as once again they saw the return on their money hammered downwards. But for anyone who has both savings and a mortgage, there's some light at the end of the tunnel. No, it's not a train coming the other way, it's an 'offset' mortgage.


02/06/2016

The independent mortgage experts John Charcol are launching John Charcol Legal, a new conveyancing service in association with ULS Technology (ULS).


13/10/2014 by Alistair Hargreaves

How re-structuring your mortgage might help you with another large monthly outgoing - school fees.


05/02/2014

One of the first questions people ask us when they are embarking on a house purchase or re-mortgage is how much they can borrow. I always give the same answer: it depends.


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