Our experts cut through the noise to tell you what you need to know
With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.
However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes.
This blog will take you through the basics of buying your council house, so that you can decide whether it’s a good move for you.
We outline what a share of the freehold is, its benefits and problems, and what it means to extend the lease.
Independent professionals and the self-employed have always been able to take out mortgages, but the rules surrounding what they need to provide when they apply is a little different. We explain everything you need to know in our blog.
The finance costs restriction is still being phased in. It was outlined in Section 24 of the Finance Act 2015, but won't be fully in place until 2020. We explain what this means for landlords and what they can currently deduct in finance costs.
When you buy a second residential property, you pay an extra 3% in Stamp Duty. But, what if the property isn’t habitable at the time of purchase?
This was the question at the centre of the recent tribunal between couple Paul and...
There's a lot to organise when you inherit a property. Is there a will? How much Inheritance Tax is there to pay? Does the property have a mortgage? We'll walk you through the process of what happens when you inherit a property in this post.
When you buy the freehold of a property, you buy the property and the land on which it stands in perpetuity. However, not every property is freehold. Some are leasehold, which means you own them for a set number of years and don't own the land on which they stand.
You have to pay Capital Gains Tax when you sell a second home or property. Figuring out how much you’ll pay can be tricky – but we’ll walk you through how it works in this guide.
How will Brexit affect the property market? We asked our expert Ray Boulger common questions people have about what to expect. Here's what he said.
When it comes to buying your first home, there is often one factor that gets in your way - your deposit. However, there are a few alternatives for those struggling to buy a home, these include: the Help to Buy Equity Loan and Shared Ownership scheme.
The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.