Our experts cut through the noise to tell you what you need to know

With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.

However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly Much Ado About Mortgages newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes. 

15/02/2018 by Katherine

It’s estimated that there are 1.67 million homeowners in the UK that are currently on an interest-only mortgage.

31/01/2018 by Katherine

Tens of thousands of homeowners became accidental landlords in 2017, as homes in the notoriously expensive South East and London struggled to sell leaving their owners no option but to rent them.

18/01/2018 by Richard Morgan-Jee

It’s the start of a New Year and the time when homeowners will be considering if now is the time to move, improve or just stay put and love the home they’re in...

15/01/2018 by Richard Morgan

Barclays has widened its criteria for buy to let mortgages and now accepts applications from first-time buyers and non-owner occupiers.

23/11/2017 by Ray Boulger

Our expert Ray Boulger examines yesterday's Budget announcement from the Chancellor Phillip Hammond

22/11/2017 by Richard

The Chancellor Philip Hammond today stood in the House of Commons, turned to the Speaker and commented: "The Prime Minister made a pledge to Britain’s younger generation that she would dedicate her premiership to fixing this problem. Today we take the next steps to delivering on that pledge. By choosing to build"

15/11/2017 by Ray Boulger

Stamp Duty must be overhauled in next week’s Budget to help young people get on the property ladder, the chairman of the influential Commons’ Treasury Select Committee has said – so in what is widely expected to be a budget that favours the young – we asked our expert Ray Boulger for his predictions.

06/11/2017 by John Charcol

Our partners and key figures from across the industry make their predictions for the Budget on 22 November.

26/10/2017 by Richard Morgan

Our tool, produced by the Office of National Statistics allows you to utilise the latest data looking at property prices per square metre in England and Wales to help you find out what value you could increase the overall value of your home or property by adding additional floor space.

24/10/2017 by Richard

With the implementation of Prudential Regulation Authorities (PRA) Phase 2 recommendations at the end of September, lenders have had to change their underwriting approach towards portfolio landlords (those with four or more buy to let properties). Many lenders are stipulating that a landlord must be able to provide an overview of their property business plan when applying for a mortgage.

Stay connected....

Association of Mortgage Intermediaries



John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.