With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.
However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes.
Maternity pay is always a hot topic, but what happens if you’re self-employed? Recently, John Charcol carried out a survey to discover what mothers really think about self-employed maternity pay and whether having a baby whilst self-employed is affordable.
So you’re looking to move home? The process of moving home is usually for positive reasons, like moving to a new area, buying a larger property or because you’re starting a family or perhaps a new job? It’s often said that the process of moving home can be stressful and traumatic but it needn’t be, at least not from the perspective of your existing mortgage finances.
Buy to Let (BTL) portfolios, as with any investment or business decisions, require proper reviews to assess their strengths and weaknesses and that any money spent is well placed and not wasted. On that note I want to share with...
Chancellor Phillip Hammond recently delivered his 2018 Autumn Budget on Monday 29th October, the last before Brexit. There were a lot of new changes that probably won’t affect you all that much. And some that will. We’ve picked out the main points, so you know exactly which changes benefit you and which could cause problems.
We take a look at the current millenial housing trends and what they can do to increase their chances of getting a step on the property ladder.
What is an offset mortgage?
Offset mortgages began in Australia in the 1990s and when they first came to the UK they were affectionately called ‘Australian Mortgages’. At the time they were very new but relatively complicated...
If you’re looking to release equity from your home for renovations or to fund further property investments, consolidate debt, pay a tax bill or for any reason, then a second charge mortgage could allow you to do so without the need to remortgage.
Staying put and looking to improve your home can be a great way to breathe new life into a property, and if you’re clever about it, add value at the same time. But what home improvements will add the biggest boost to your home’s value?
From the benefits to the potential pitfalls - we look at what you need to know when buying a new build property.
With the advent of the growing global ‘sharing economy’ there are now many options online that you can use to turn your property into an assets that can help make you money! Here we look at the ways you can make you home make money for you...
The blog postings on this site solely reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.