Our experts cut through the noise to tell you what you need to know

With over 40 years of experience behind us and some of the industry's most quoted experts in our ranks, there's not much we don't know about mortgages.

However, we know our industry is awash with jargon, so our experts aim to keep it simple. Through this blog, social media and our monthly Much Ado About Mortgages newsletter, experienced mortgage advisers explain the nuances of the mortgage market, how economic factors influence the availability of mortgages and get to the meaning behind regulatory changes. 


09/05/2017 by Alistair Hargreaves

The latest figures from Legal & General have shown that the aforementioned 'bank' would actually now equal the ninth largest mortgage lender, up from tenth position in 2016. L&G estimate that funds from mum and dad will be assisting 26 per cent of all property transactions this year, at a value of over £6.5billion and parents will provide deposits for their offspring on around 298,000 mortgages.


05/05/2017 by Richard

“An Englishman’s home is his castle.” So the old saying goes, but why do we place such value on owning our own home? Just what drives us as a nation of homeowners? Recent figures from the English Housing survey revealed that in 2015-16, 59% of private renters (around 2.6 million households) and 27% of social renters (1.0 million households) stated that they expected to buy a property at some point in the future.


28/04/2017 by Simon Walklin-Knight

The mortgage market for those who are self-employed or a contractor has grown to the point where last year 120,000 new loans were taken out by those who are self-employed – an increase of 11% on 2015. In the same period loans for those who are employed grew by just 6%.


27/04/2017 by Richard

We look at our top tips on what you need to consider before investing and becoming a holiday-let landlord.


25/04/2017 by Richard

If you're planning on emigrating, there's one big burning question to deal with: 'Do we go the whole hog, sell up and plough everything into our new life in a new country or do we hedge our bets a bit and hang onto our home here?'


25/04/2017 by Richard

What impact, if any will the General Election have on the UK housing market? Our expert Ray Boulger gives his analysis.


29/03/2017

We look at the difference between a credit check and a credit score – and why it’s important for first time buyers to speak with a broker rather than a high street bank before arranging their mortgage.


29/03/2017 by Richard

Staying put and looking to improve your home can be a great way to breathe new life into a property, and if you’re clever about it, add value at the same time. But what home improvements will add the biggest boost to your home’s value?


22/03/2017 by Richard

From the benefits to the potential pitfalls - we look at what you need to know when buying a new build property.


15/03/2017 by Richard

Putting your home on the market this Spring? Set yourself apart from the competition with top tips from Zoopla and John Charcol.