Remortgage Restrictions

Posted on 3 August 2018 by Sue

How soon after buying a property with cash, from another remortgage, can I remortgage, is it always 6 months?

Hi Sue,

Whilst the majority of lenders do have a 6 month restriction before they will allow anyone to remortgage there are still plenty who do not.

I believe we can help you and that you would benefit from speaking to one of our independent mortgage advisers. Please call 0344 346 3672 and tell the consultant the date and title of your question, they will then be able to offer further advice on your situation.

Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.


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