Remortgage within 6 months of purchase

Answered on 5 March 2018 by Nick Morrey

I would like to buy a property for cash at auction and would like to know if there are any lenders that will remortgage before 6 months. I've heard Northern Rock do this product at 70% ltv but have not been able to verify this. Can you please help?

As whole of market mortgage brokers we have access to a range of lenders who will consider a remortgage within the first 6 months. Some of these will want to see you registered as the owner at the Land Registry, whilst others are happy to proceed before then.

I believe you would benefit from speaking to one of our independent mortgage advisers. Please call on 0344 346 3672 and one of our consultants will be able to look at your situation and advise you accordingly.

Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.


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