Police Caution

Posted on 4 June 2010 by phil

I just got a police caution for a breach of a byelaw and it is non recordable.

Would this be a problem with some lenders?


I do not believe that this should give you any problems with Lenders or Insurers.

The Rehabilitation of Offenders Act 1974 enables some criminal convictions to be ignored after a rehabilitation period. The Act was extended to cover police cautions in 2008 and a caution is considered to be spent as soon as it is given.


Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.

You are currently offline. Some pages or content may fail to load.