Read the most frequently asked questions about getting a mortgage on a second home, which have already been answered by our mortgage experts.

Sometimes you will see terms such as “investment property” and “second home” to describe property that is not someone’s primary residence, as the two are very different, in this FAQ section you can use it as a starting point to understand the difference between the who and ultimately the requirements of each.

To read more about second home mortgages, see our applying for a mortgage guide.

Alternatively, if you need additional advice you can also ask your own question now and our knowledgeable mortgage experts will reply as soon as they can.

Second Property

Current mortgage outstanding and want to purchase a new property

We want to help our son & his wife buy a home. What's the best way to do this?

We are a married couple in our late 50's happy to assist our son...

Transfer of Title

Beware the free 'legals' packages offered will not cover the cost...

How much can I borrow?

I’m looking to apply for a mortgage but I’m not sure how much...

Can I release equity to buy a second property?

hi,

We want to buy a second property in Ireland as an investment...

Properties for the over 55s

I need some advise on buying a property with an over 55 years age...

Can you be named on 2 residential mortgages?

Hi I split from my wife a few years ago and now live in our home...

Home for Elderly Relative

My parents are both retired and are about to sell their old home

Changing from a Residential Mortgage to a Buy to Let Mortgage and vice versa

I jointly own a flat worth £140,000 with an outstanding mortgage...

Capital Raising for a Deposit

How much deposit do I need?

House with annex

House with annex

Dependent Relative Mortgage

I have heard about a dependent relative mortgage. Is there such a...

Can we use equity from our flat to purchase a new property?

My husband and myself purchased a two-bed apartment for £300,000...

Can I get a residential mortgage and convert to buy to let later?

I am having to work away from home for an extended period...

Homes for Dependent Relatives

I want to buy my elderly parents a house nearer to the family....

NRAM Consent to Lease

I purchased a house with an ex in 2008 on a Northen Rock 100%...

Second Mortgage?

I have a joint mortgage on a family home, my partner and I have...

I want to buy a house for my daughter to rent from me. What's the best way?

I own my own home and another property outright (rented out). I...

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