Looking to buy a holiday home in the UK? This type of mortgage can often be difficult to arrange and knowing your options can be the deciding factor in which route and place you decide to go for.

If you’re purchasing a holiday home for your own use and don’t intend to regularly rent it out, arranging a mortgage should be reasonably straightforward. However, when it comes to letting friends stay or renting it out whilst you’re not there, it can become more complicated.

Discover our list below of the most frequently asked questions about mortgages for holiday homes including options for home-specific products or second mortgages that are in additional to your main residence.

Can’t find what you’re looking for? Ask your own question about holiday home mortgages and a knowledgeable mortgage expert will be ready to respond. 

Changing from a Residential Mortgage to a Buy to Let Mortgage and vice versa

I jointly own a flat worth £140,000 with an outstanding mortgage...

Right to Buy and Bad Credit

Right to Buy with bad credit

Is it illegal to have two residential mortgages

Hi there, I am currently living in a flat (by residential...

Will a default from 5 Years ago stop me getting a mortgage?

Hello just wondering if i would be able to get a mortgage wiv a...

We're looking to buy a second home. Can we get a mortgage on it?

We own our house outright, mortgage free, but are wanting to buy...

NRAM Overpayment Options

I have an NRAM mortgage £86,543 mortgage and £4206 unsecured....

Non Simultaneous Sale and Completion

I have a house worth approx £210,000 and a mortgage with £108,000...

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