Like the Help to Buy, the Shared Ownership scheme is an option for first-time buyers and home movers. It’s a way for those who can’t afford the whole mortgage on a new home to take that first step and buy into the property market.

For more information about shared ownership, look at our guide.

If you would like to know the difference between shared ownership and help to buy, read our latest blog post.

We hear so many questions about shared ownership property and help to buy mortgages. You may find your answer in the list below of the most frequently asked questions. Our mortgage experts can also be called on if you have a question you can’t find the answer to.

Can I get another mortgage, if I already have one with my ex?

I have a mortgage with my ex partner, she lives in the house and...

Fixed Rate and Debt Management Plan

I am in a debt management plan and pay rent of 800 pcm. A family...

Shared Ownership & Stamp Duty

My partner and I are looking to buy a property through shared...

Am I a First Time Buyer

Am I classed as a first time buyer?

Mortgages in Trust

My daughter and her partner, due to wed next year, are potential...

Rent a Room Mortgages

Does anywhere in Kent offer rent-a-room mortgages. I am on a...

Shared Ownership/Default

I will be looking for a mortgage of roughly £50,000, as I will be...

Equity Release and Shared Ownership

Is it possible to get equity release on my property?

What are the best guarantor mortgages for a shared ownership home?

I am self employed and in first year of trading, my partner is...

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