There are a large range of different mortgage types available on the market – They are all suited to different lifestyles and circumstances. It can be rather confusing to understand all the features of the different mortgage types and pinpoint which one would be right for you.

Why not try our What Mortgage? calculator to help you decide which type of mortgage will fit your requirements and your own personal circumstances.

Browse below for our most frequently asked questions about mortgages for different types of mortgage. If you’re looking for specific advice tailored to your individual circumstances, it would be best to get in touch with our advisers directly or to ask your own question below.

Which mortgage lenders allow unlimited overpayments?

Nearly every lender has a product which allows unlimited...

Can I get another mortgage, if I already have one with my ex?

I have a mortgage with my ex partner, she lives in the house and...

Debt Management Plan

I am in a debt management plan and pay rent of 800 pcm. A family...

First Time Buyers

Am I classed as a first time buyer?

Fixed or Tracker

Are we better going for a fixed, tracker or variable

Joint Ownership

Is it possible to get a mortgage when I will only own part (half)...

Home for Elderly Relative

My parents are both retired and are about to sell their old home

Mother and Son Joint Mortgage

As part of a settlement for divorce my mother was given the...

Capital Raising for a Deposit

How much deposit do I need?

Guarantor for a buy-to-let mortgage

Is it still possible to get a guarantor mortgage? I would like...

how do we sell a share of our property to our son stay on the deeds and downsize too

Where can my son get a mortgage to buy a share of our house? We...

Mortgages in Trust

My daughter and her partner, due to wed next year, are potential...

Should we use our property as collateral for our son's mortgage?

We are retired and own our home outright. Our son wants to buy...

Can you release equity from your property if your income source is from pensions and rental properties?

We have around £650,000 equity in our main home but only pension...

We’re gifting money to our child, what else do we need to do to help him get a mortgage?

My wife and I are looking to help our son Jason with his first...

Can I release equity from my home for a family buy to let property?

I'd like to leverage the 95% equity in our £800,000 home to raise...

Does John Charcol offer a joint mortgage application with a the option for a sole proprietor?

In a Moneywise article from 2014 it said that John Charcol...

Can I use my pension income to remortgage ?

We are looking to remortgage our property which has no mortgage...

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