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How can I trace my Daughter's mortgage?

Posted on 9 August 2012 by bill


My daughter had a Mortgage 11 years ago , how can i find out any details of it , she can't remember who the lender was.

Is it recorded anywhere , so we can get details?  We know when it was in place and of course the address of the property.

Can you help thanks?

Bill

The charges register held by the Land Registry contains the details of all mortgages secured against a property.  It will only name the lender and the address of their head office, but it will give you a start. 

 

Please note that you may have trouble obtaining the information due to the Data Protection Act and your daughter may have to make the application.

 

If this fails then she may be able to get copies of her bank statements for the relevant period and if she was paying by standing order or direct debit these could show the lender and the account number.

Peter

Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.


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