Going through a divorce or separation is one of the more stressful reasons for changing your mortgage arrangements. Divorce usually results in the redistribution of assets and income. Often, the former marital home is sold, with both partners seeking somewhere else to live.

Understanding your mortgage options during or following a separation is important as it’s a very personal process which can turn out to be rather expensive.

For more information about divorce and mortgages, look at our mortgage guide.

John Charcol's team of mortgage experts are here to help if you’re seeking advice about what your next steps are. You can start by reading our guide above, exploring this list of most frequently asked questions, or ask your own question today.

Will my ex-wife have any claim on my new home?

My wife and I seperated in October and later on in 2013 I'm...

Converting a 2 bed flat into 2 studio flats.

After 13 years of marriage my wife and I are divorcing. We live...

How can I buy my ex husband out of our property?

I want to buy my ex husband out of our property. There is equity...

To take my ex off the mortgage, do I have remortgage or is it simply a paper exercise?

My ex is still on my mortgage and he hasn't paid any...

Can I get a new joint mortgage even though I'm still on the joint one with my ex wife?

I am now divorced and have a child with my ex wife. She now lives...

My ex won't pay his half of the mortgage what can I do?

My problem is that my ex refuses to pay half of the joint...

Halifax Guarantor Mortgages

My 25 yr old daughter bought a new build flat with her boyfriend...

My ex-husband wants to come off our mortgage. Can I keep the property?

I jointly own a mortgaged house with an ex-husband. He now wants...

What happens if he stops paying the mortgage?

My partner shares ownership of a property with her ex-partner. He...

Can I remove my Ex Partner from the title deeds and mortgage?

I split with my ex girlfriend 3 years ago. We had a joint...

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