Going through a divorce or separation is one of the more stressful reasons for changing your mortgage arrangements. Divorce usually results in the redistribution of assets and income. Often, the former marital home is sold, with both partners seeking somewhere else to live.

Understanding your mortgage options during or following a separation is important as it’s a very personal process which can turn out to be rather expensive.

For more information about divorce and mortgages, look at our mortgage guide.

John Charcol's team of mortgage experts are here to help if you’re seeking advice about what your next steps are. You can start by reading our guide above, exploring this list of most frequently asked questions, or ask your own question today.

I had a joint mortgage with my ex-wife now I'm off that and on my own am I a first time buyer again

After separation, what am I classed as for mortgage purposes? Am...

Separation

What happens to our mortgage after divorce?

My ex cant afford to buy me out our home. Can I force her to sell?

Hello, I have a house in joint names with my ex partner. There...

Can I get another mortgage, if I already have one with my ex?

I have a mortgage with my ex partner, she lives in the house and...

My Husband Has Let Our Property Without My Consent

could you offer any advise please? i currently own a house with...

Transfer of Equity

Transfer of equity

Can my name be taken off a joint mortgage without my permission

She is stating that she can just have my name removed from the...

Transfer Subject to Mortgage

We have separated but I want to keep the house.

If my ex husband dies am I solely responsible for our mortgage?

My ex husband and I have both our names on the mortgage and he...

Repossession

Can I still apply for a mortgage?

How can I be taken off the Mortgage?

After a divorce, I am still on the former marital home mortgage...

How can we remortgage my partners house to buy out his ex

Can you remortgage to buy out an ex partner? I live with my...

Can I use spousal maintenance to obtain a mortgage in the UK?

I am going through a divorce and have yet to agree a financial...

Two Mortgages on One Property

My husband and I are separating, we have our own business and...

I'm buying a house with my mother. Can we get a mortgage?

Hello, My parents are midway through a divorce and are selling...

My ex is threatening to stop paying the mortgage

My husband left me a year ago and he continued paying the...

Not removed from previous mortgage covenants, what can I do?

My husband and I separated 3 years ago. I was prepared to leave...

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