Going through a divorce or separation is one of the more stressful reasons for changing your mortgage arrangements. Divorce usually results in the redistribution of assets and income. Often, the former marital home is sold, with both partners seeking somewhere else to live.

Understanding your mortgage options during or following a separation is important as it’s a very personal process which can turn out to be rather expensive.

For more information about divorce and mortgages, look at our mortgage guide.

John Charcol's team of mortgage experts are here to help if you’re seeking advice about what your next steps are. You can start by reading our guide above, exploring this list of most frequently asked questions, or ask your own question today.

I had a joint mortgage with my ex-wife now I'm off that and on my own am I a first time buyer again

After separation, what am I classed as for mortgage purposes? Am...

What happens to my mortgage after getting a divorce?

What happens to our mortgage after divorce?

My ex cant afford to buy me out our home. Can I force her to sell?

Hello, I have a house in joint names with my ex partner. There...

Can my name be taken off a joint mortgage without my permission

I split with my ex around 3 years ago. We still have a joint...

If my ex husband dies am I solely responsible for our mortgage?

My ex husband and I have both our names on the mortgage and he...

How can we remortgage my partners house to buy out his ex

Can you remortgage to buy out an ex partner? I live with my...

Two Mortgages on One Property

My husband and I are separating, we have our own business and...

I'm buying a house with my mother. Can we get a mortgage?

Hello, My parents are midway through a divorce and are selling...

My ex is threatening to stop paying the mortgage

My husband left me a year ago and he continued paying the...

Not removed from previous mortgage covenants, what can I do?

My husband and I separated 3 years ago. I was prepared to leave...

Can my Ex just walk away?

My wife and have decided to separate and divorce. We are are at...

Can my ex remortgage without my consent?

My hubby andi have separated. I still live I moir home with our...

I want to change my mortgage into my sole name, do I owe my husband anything?

I took a joint mortgage with my husband 7 years ago. I paid the...

Can my ex claim for the equity even though I'm the one who's paying the mortgage?

My ex walked out on me 2 years ago, and she carried on paying...

Can I take my ex husband's name off the mortgage if he's no longer paying towards it?

Could remove my ex husbands name from our joint mortgage?

I'm about to get divorced. Can I get a mortgage using the maintenance payments?

My husband and I are about to separate. We will be selling our...

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