Remortgaging a Gifted House

Posted on 24 April 2018 by Vicki

I have recently had a house gifted by my parents. The house is worth around £190,000. Can I remortgage this property?

Can I remortgage the house my parents gifted to me?

Hi Vicki,

In the main, there's no reason why you shouldn't be able to remortgage this property. The only area that might be an issue is if you haven't owned the property for at least 6 months. Otherwise it would be a straight forward case of meeting the lenders standard criteria and selecting the right propduct for your circumstances.

If you would like to know more about remortgaging, read our guide or you can call us direct on 0344 346 3672 and we can assist you.



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We recommend you seek professional advice with regard to any of these topics where appropriate.


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