Can I get a UK mortgage while working abroad?

Posted on 9 April 2017 by Karolina

Currently working in the Middle East. My base is in London. Can I get a UK mortgage while working abroad? I have a deposit of £40k. 

Hi Karolina,

The short answer is that 'yes' you can. The loan to values are not as high as they would be if you were residing and working in the UK, and the process is a little more laborious, but it can be done.

For more information on Expat mortgages, take a look at our guide.

If you'd like to see what your options are, then please let me know and I'll arrange a convenient time for you to speak to one of our consultants.



Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not necessarily represent the views, positions, strategies or opinions of John Charcol. All comments are made in good faith, and John Charcol will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.


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