Mortgaging, or borrowing more money above your existing mortgage, in your later years can prove more difficult. This is because lenders have to look at your affordability both now and in the future.

If you would like to know more about borrowing in retirement, we’ve outline the options, paths and solutions available to you, from remortgaging, to extending your mortgage and releasing the equity you’ve built up in your home in our retirement mortgages guide.

We know how important it is to get the right mortgage advice in retirement. Explore our list of most frequently asked questions or ask your own question to our mortgage experts now.

Interest only

I’ve heard a lot about Interest Only Mortgages

Can I get a mortgage?

Wondering if I can get a mortgage?

I am 54 years old can I get a mortgage

I am 54 years old and my wife 37 with good credit history and...

Properties for the over 55s

I need some advise on buying a property with an over 55 years age...

Mortgages in Retirement

Mortgages in Retirement

I'm 58, can I get a 17 year mortgage?

Can I at 58 get a 17 year mortgage?

Mother and Son Joint Mortgage

As part of a settlement for divorce my mother was given the...

Can I take out a mortgage without life assurance

Hi, I am 52 and my husband is 63. Looking to remortgage, very low...

Can you release equity from your property if your income source is from pensions and rental properties?

We have around £650,000 equity in our main home but only pension...

Before our mortgage term end, can I increase the loan to fund home improvements?

We currently have a mortgage of £116,000 on our principal home...

equity release 2nd charges

As an existing equity release lifetime mortgagee currently with...

Hodge Lifetime 55+ Mortgage

I am asking while researching for my 65 year old sister. I read...

Is it possible to use the equity from our home to buy a property in France?

We would like to use the equity from our home to by a property in...

Can I use my pension income to remortgage ?

We are looking to remortgage our property which has no mortgage...

Can my brother & I get a mortgage to buy our parents home so they don't have to move?

My parents are retired and have 4 years left on their mortgage...

We want to help our son & his wife buy a home. What's the best way to do this?

We are a married couple in our late 50's happy to assist our son...

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