Mortgaging, or borrowing more money above your existing mortgage, in your later years can prove more difficult. This is because lenders have to look at your affordability both now and in the future.

If you would like to know more about borrowing in retirement, we’ve outline the options, paths and solutions available to you, from remortgaging, to extending your mortgage and releasing the equity you’ve built up in your home in our retirement mortgages guide.

We know how important it is to get the right mortgage advice in retirement. Explore our list of most frequently asked questions or ask your own question to our mortgage experts now.

Is it possible to use the equity from our home to buy a property in France?

We would like to use the equity from our home to by a property in...

I'm 68 years old, can I get a mortgage?

I want a 10year mortage for £12,000 & I am 68. Is this possible...

We want to help our son & his wife buy a home. What's the best way to do this?

We are a married couple in our late 50's happy to assist our son...

Interest only

I’ve heard a lot about Interest Only Mortgages

Can I get a mortgage?

Wondering if I can get a mortgage?

Will my husband's age effect whether we can have a joint mortgage?

I am looking to port my existing mortage and borrow a bit more to...

I am 54 years old can I get a mortgage

I am 54 years old and my wife 37 with good credit history and...

Properties for the over 55s

I need some advise on buying a property with an over 55 years age...

Mortgages in Retirement

Mortgages in Retirement

I'm 58, can I get a 17 year mortgage?

Can I at 58 get a 17 year mortgage?

Transfer of Property Ownership and Care Home Costs

I would like to buy my mother and father inlaw's house with my...

Mother and Son Joint Mortgage

As part of a settlement for divorce my mother was given the...

Can we get an Interest only mortgage to buy next door?

I am 64 and my husband is 69. We currently own our own house...

Can I take out a mortgage without life assurance

Hi, I am 52 and my husband is 63. Looking to remortgage, very low...

We are 42 years old. Can we get a 25 year mortgage?

We are 42 can we get a 25 year mortgage we have £20,000 savings...

Equity rich Cash poor

Hi I own 3 side by side properties in oxford 2 are let and...

Can I use my pension income to remortgage ?

We are looking to remortgage our property which has no mortgage...

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