Mortgaging, or borrowing more money above your existing mortgage, in your later years can prove more difficult. This is because lenders have to look at your affordability both now and in the future.

If you would like to know more about borrowing in retirement, we’ve outline the options, paths and solutions available to you, from remortgaging, to extending your mortgage and releasing the equity you’ve built up in your home in our retirement mortgages guide.

We know how important it is to get the right mortgage advice in retirement. Explore our list of most frequently asked questions or ask your own question to our mortgage experts now.

Can I buy an over 55s property for a parent or grandparent?

I need some advise on buying a property with an over 55 years age...

Is it possible to use the equity from our home to buy a property in France?

We would like to use the equity from our home to by a property in...

I'm 68 years old, can I get a mortgage?

I want a 10 year mortgage for £12,000 & I am 68. Is this possible...

Will my husband's age effect whether we can have a joint mortgage?

I am looking to port my existing mortage and borrow a bit more to...

I am 54 years old can I get a mortgage

I am 54 years old and my wife 37 with good credit history and...

I'm 58, can I get a 17 year mortgage?

Can I at 58 get a 17 year mortgage?

Can a mother and son get a mortgage together?

As part of a settlement for divorce my mother was given the...

Can I take out a mortgage without life assurance

Hi, I am 52 and my husband is 63. Looking to remortgage, very low...

We are 42 years old. Can we get a 25 year mortgage?

We are 42 can we get a 25 year mortgage we have £20,000 savings...

Can I still get a mortgage at 69 years old for 15 years?

I am 69 years old and would like a 15 year mortgage, can you...

Can I get a second charge on a property with equity release?

As an existing equity release lifetime mortgagee currently with...

Hodge Lifetime 55+ Mortgage

I am asking while researching for my 65 year old sister. I read...

Halifax Guarantor Mortgages

My 25 yr old daughter bought a new build flat with her boyfriend...

FTB at 59. Can I get a mortgage?

Is it possible to obtain a first time mortgage at 59 years old. I...

Can I get a joint mortgage with my son?

Can I get a joint morgage with my son, I am 65 and my son is 40....

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