It may have been a while since you last arranged your mortgage. Our frequently asked questions about the process of moving home will provide answers to some of the most common. If you can’t find the answer to your question ask our mortgage advisers and they’ll get in touch with the answer.

Can you get a mortgage if you’re self-employed and don’t yet have a full year of accounts?

I am self-employed and will not have the 1st full year of...

Can I get a mortgage if I've changed my job status from employed to self-employed?

My partner and I are looking for a mortgage, but my partner...

Can I use spousal maintenance to obtain a mortgage?

I am going through a divorce and have yet to agree a financial...

Mortgage with Poor Credit History

My wife and I are looking for a mortgage to the amount of...

Can I get a 25 year term mortgage at the age of 48 ?

Can I get a 25 year mortgage at my present age, my fiancee also...

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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.