Whether you are investing in Buy-to-Let properties for the rental income or for the potential capital appreciation, choosing the right mortgage is essential. Not least because it is fraudulent to either let a property while only paying for a residential mortgage, or to move into a property that you have told the lender you are renting out.
Before applying, use our Buy-to-Let mortgage calculator to estimate how much you can borrow to fund your property purchase.
As an independent mortgage broker with over 40 years’ experience, we are perfectly placed to advise you and find a Buy-to-Let mortgage that matches your property needs. John Charcol has access to the whole of market and is experienced in finding the most suitable mortgage product for less conventional situations. With the recent changes to Buy-to-Let and Let-to-Buy, it’s never been more essential to get the right advice.
…don’t own a residential property?
…want to rent out the property I own and mortgage a new one?
…am retired or am entering retirement?
…already have mortgages on other properties?
…intend to buy as a Limited Company?
…don’t have a regular earned income?
…plan to build the property myself?
…don’t live in the UK?
Before contacting us to find a rate, make sure you read our guide on Buy-to-Let mortgages explained.
Our table below shows a selection of best Buy-to-Let mortgage rates to give you an indication of cost, but there’s more to mortgages than the headline rate. To make sure you’re looking at mortgages that suit your individual circumstances, call our expert advisers on the number at the bottom of the page and we will advise you.