Compare the best remortgage rates

John Charcol

John Charcol 0330 057 5173 £

Cutlers Exchange, 123 Houndsditch London EC3A 7BU

90%

1479 Total reviews

4.84 Average rating

Reviews.co.uk

If you are looking to remortgage your property because you’re at the end of a fixed rate mortgage or because you simply want to save money, our remortgage comparison tool gives you an indication of the best remortgage deals currently on the market. 

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We recommend you sort by True Cost Comparison find out more

We recommend you sort by True Cost Comparison

We suggest you use our ‘True Cost Comparison’ filter. This allows you to accurately understand how different mortgages compare by ordering results based on the total cost over a ‘deal period’, such as a two, or five-year fixed rate mortgage.

Some low interest rate deals might seem attractive, but if fees are higher they might not be the best value for you. When comparing mortgage deals our true cost comparison factors the lender fees over the length of the deal as well as your monthly mortgage payments.

For example, if your repayments are £2,000 per month on a two-year fixed-rate mortgage, plus £500 in lender fees, the total cost of the deal is £48,500.

We've found 968 remortgage deals that match your search

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Product code JSB
Initial rate 1.54% then 4.24% (variable) ?
Monthly repayments £804 ?
Type/Duration Fixed  until 27/06/2021 ?
Scheme fees £1,064 ?
Cost comparison £20,351 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid within 1 year; then 1.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £65
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 24 months at 1.54% and then on a variable rate, currently 4.24%, for the remaining 23 years would require 24 payments of £803.64 and 276 payments of £1,060.04. The total amount payable would be £312,922 made up of the loan amount plus interest (£111,858) and fees (£1,064 which includes exit fees of £65). The overall cost for comparison is 3.9% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 0068A5
Initial rate 1.55% then 4.74% (variable) ?
Monthly repayments £805 ?
Type/Duration Fixed  until 01/09/2021 ?
Scheme fees £1,690 ?
Cost comparison £23,414 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0

Flexibility

Max LTV 85%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 30-Sep-2020; then 2.00% of loan amount redeemed to be paid until 30-Sep-2021

Other info

Exit fees £195
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.55% and then on a variable rate, currently 4.74%, for the remaining 22 years and 9 months would require 27 payments of £804.58 and 273 payments of £1,108.68. The total amount payable would be £326,083 made up of the loan amount plus interest (£124,393) and fees (£1,690 which includes exit fees of £195). The overall cost for comparison is 4.1% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 003MUM
Initial rate 1.58% then 4.74% (variable) ?
Monthly repayments £807 ?
Type/Duration Fixed  until 01/10/2021 ?
Scheme fees £1,190 ?
Cost comparison £23,797 ?

Fees & Charges

Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 31-Oct-2020; then 2.00% of loan amount redeemed to be paid until 31-Oct-2021

Other info

Exit fees £195
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 28 months at 1.58% and then on a variable rate, currently 4.74%, for the remaining 22 years and 8 months would require 28 payments of £807.41 and 272 payments of £1,107.89. The total amount payable would be £325,144 made up of the loan amount plus interest (£123,954) and fees (£1,190 which includes exit fees of £195). The overall cost for comparison is 4.1% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 002XZB
Initial rate 1.59% then 4.24% (variable) ?
Monthly repayments £808 ?
Type/Duration Fixed  until 27/06/2021 ?
Scheme fees £1,084 ?
Cost comparison £20,485 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £20
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid within 1 year; then 1.00% of loan amount redeemed to be paid for next 1 year

Other info

Exit fees £65
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 24 months at 1.59% and then on a variable rate, currently 4.24%, for the remaining 23 years would require 24 payments of £808.36 and 276 payments of £1,060.50. The total amount payable would be £313,183 made up of the loan amount plus interest (£112,099) and fees (£1,084 which includes exit fees of £65). The overall cost for comparison is 3.9% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004I8K
Initial rate 1.59% then 4.74% (variable) ?
Monthly repayments £808 ?
Type/Duration Fixed  until 01/09/2021 ?
Scheme fees £1,132 ?
Cost comparison £22,958 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £8
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 30-Sep-2020; then 1.00% of loan amount redeemed to be paid until 30-Sep-2021

Other info

Exit fees £125
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.59% and then on a variable rate, currently 4.74%, for the remaining 22 years and 9 months would require 27 payments of £808.36 and 273 payments of £1,111.89. The total amount payable would be £327,346 made up of the loan amount plus interest (£126,214) and fees (£1,132 which includes exit fees of £125). The overall cost for comparison is 4.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004I8L
Initial rate 1.59% then 4.74% (variable) ?
Monthly repayments £808 ?
Type/Duration Fixed  until 01/09/2021 ?
Scheme fees £1,132 ?
Cost comparison £22,958 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £8
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 30-Sep-2020; then 1.00% of loan amount redeemed to be paid until 30-Sep-2021

Other info

Exit fees £125
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.59% and then on a variable rate, currently 4.74%, for the remaining 22 years and 9 months would require 27 payments of £808.36 and 273 payments of £1,111.89. The total amount payable would be £327,346 made up of the loan amount plus interest (£126,214) and fees (£1,132 which includes exit fees of £125). The overall cost for comparison is 4.4% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004IAR
Initial rate 1.59% then 4.74% (variable) ?
Monthly repayments £808 ?
Type/Duration Fixed  until 01/09/2022 ?
Scheme fees £1,132 ?
Cost comparison £32,658 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £8
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 30-Sep-2020; then 2.00% of loan amount redeemed to be paid until 30-Sep-2021; then 1.00% of loan amount redeemed to be paid until 30-Sep-2022

Other info

Exit fees £125
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 39 months at 1.59% and then on a variable rate, currently 4.74%, for the remaining 21 years and 9 months would require 39 payments of £808.36 and 261 payments of £1,097.62. The total amount payable would be £319,691 made up of the loan amount plus interest (£118,559) and fees (£1,132 which includes exit fees of £125). The overall cost for comparison is 4.2% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004IAV
Initial rate 1.59% then 4.74% (variable) ?
Monthly repayments £808 ?
Type/Duration Fixed  until 01/09/2022 ?
Scheme fees £1,132 ?
Cost comparison £32,658 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £8
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 30-Sep-2020; then 2.00% of loan amount redeemed to be paid until 30-Sep-2021; then 1.00% of loan amount redeemed to be paid until 30-Sep-2022

Other info

Exit fees £125
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 39 months at 1.59% and then on a variable rate, currently 4.74%, for the remaining 21 years and 9 months would require 39 payments of £808.36 and 261 payments of £1,097.62. The total amount payable would be £319,691 made up of the loan amount plus interest (£118,559) and fees (£1,132 which includes exit fees of £125). The overall cost for comparison is 4.2% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004N8A
Initial rate 1.59% then 4.24% (variable) ?
Monthly repayments £808 ?
Type/Duration Fixed  until 01/10/2021 ?
Scheme fees £1,025 ?
Cost comparison £23,409 ?

Fees & Charges

Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £30
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2020; then 1.00% of loan amount redeemed to be paid until 31-Oct-2021

Other info

Exit fees £0
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 28 months at 1.59% and then on a variable rate, currently 4.24%, for the remaining 22 years and 8 months would require 28 payments of £808.36 and 272 payments of £1,056.85. The total amount payable would be £310,872 made up of the loan amount plus interest (£109,847) and fees (£1,025 which includes exit fees of £0). The overall cost for comparison is 3.9% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Product code 004PL4
Initial rate 1.59% then 4.99% (variable) ?
Monthly repayments £808 ?
Type/Duration Fixed  until 01/09/2021 ?
Scheme fees £1,073 ?
Cost comparison £22,649 ?

Fees & Charges

Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 30-Sep-2020; then 1.00% of loan amount redeemed to be paid until 30-Sep-2021

Other info

Exit fees £74
Basic legals £0

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.59% and then on a variable rate, currently 4.99%, for the remaining 22 years and 9 months would require 27 payments of £808.36 and 273 payments of £1,135.28. The total amount payable would be £332,580 made up of the loan amount plus interest (£131,507) and fees (£1,073 which includes exit fees of £74). The overall cost for comparison is 4.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

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When choosing the right remortgage deal, expertise counts

Once you’ve found a remortgage deal with our comparison tool, call our experts and we’ll see if you qualify for the rate you want. What’s better, we’ll even manage your mortgage application from start to finish. 

By choosing John Charcol, our experts will help by researching the market and recommending the best product, considering the mortgage set-up costs, whether the product is portable to another property, and the cost of any early repayment charges. Regardless of whether you’re remortgaging to save money, release equity or because you’re at the end of a preferential rate, our experts can help save you time, effort and money.

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