Mortgage expertise, helping you compare the best mortgage deals available to portfolio landlords

John Charcol

John Charcol 0330 057 5173 £

Cutlers Exchange, 123 Houndsditch London EC3A 7BU

90%

1057 Total reviews

4.82 Average rating

Reviews.co.uk

If you're a portfolio landlord who owns four or more mortgaged buy to let properties our comparison tool provides an indication of the best portfolio mortgage deals available to professional landlords. 

To find out if you qualify for a deal or if there are better options available call our experts who can conduct a more detailed, personalised search. We can help you save time and money and our mortgage experts will manage your mortgage application from start to finish.

Tell us what type of mortgage you're looking for?

Advanced filters

Product type

Product period

Additional filters

Buy to let filters

Filters
We recommend you sort by True Cost Comparison find out more

We recommend you sort by True Cost Comparison

We suggest you use our ‘True Cost Comparison’ filter. This allows you to accurately understand how different mortgages compare by ordering results based on the total cost over a ‘deal period’, such as a two, or five-year fixed rate mortgage.

Some low interest rate deals might seem attractive, but if fees are higher they might not be the best value for you. When comparing mortgage deals our true cost comparison factors the lender fees over the length of the deal as well as your monthly mortgage payments.

For example, if your repayments are £2,000 per month on a two-year fixed-rate mortgage, plus £500 in lender fees, the total cost of the deal is £48,500.

We've found 646 mortgages that match your search

Sort by

Initial rate 1.75% then 4.99% (variable) ?
Monthly repayments £292 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £2,350 ?
Cost comparison £9,433 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,995
Valuation fee £275
Other fees £30
Cashback £500

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.50% of loan amount redeemed to be paid until 01-Oct-2020

Other info

Exit fees £50
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.75% and then on a variable rate, currently 4.99%, for the remaining 22 years and 10 months would require 26 payments of £291.67 and 274 payments of £831.67. The total amount payable would be £237,311 made up of the interest (£234,961) and fees (£2,350 which includes exit fees of £50). The overall cost for comparison is 4.8% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.79% then 4.74% (variable) ?
Monthly repayments £298 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £2,132 ?
Cost comparison £10,187 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £8
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Oct-2019; then 1.00% of loan amount redeemed to be paid until 31-Oct-2020

Other info

Exit fees £125
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.79% and then on a variable rate, currently 4.74%, for the remaining 22 years and 9 months would require 27 payments of £298.33 and 273 payments of £790.00. The total amount payable would be £225,857 made up of the interest (£223,725) and fees (£2,132 which includes exit fees of £125). The overall cost for comparison is 4.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.79% then 4.99% (variable) ?
Monthly repayments £298 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £2,350 ?
Cost comparison £9,607 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,995
Valuation fee £275
Other fees £30
Cashback £500

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.50% of loan amount redeemed to be paid until 01-Oct-2020

Other info

Exit fees £50
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.79% and then on a variable rate, currently 4.99%, for the remaining 22 years and 10 months would require 26 payments of £298.33 and 274 payments of £831.67. The total amount payable would be £237,484 made up of the interest (£235,134) and fees (£2,350 which includes exit fees of £50). The overall cost for comparison is 4.8% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.89% then 4.99% (variable) ?
Monthly repayments £315 ?
Type/Duration Fixed  until 01/11/2020 ?
Scheme fees £1,585 ?
Cost comparison £9,905 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £500

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.5% of loan amount redeemed to be paid until 30-Nov-2019; then 1.5% of loan amount redeemed to be paid until 30-Nov-2020

Other info

Exit fees £90
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 28 months at 1.89% and then on a variable rate, currently 4.99%, for the remaining 22 years and 8 months would require 28 payments of £315.00 and 272 payments of £831.67. The total amount payable would be £225,619 made up of the interest (£224,034) and fees (£1,585 which includes exit fees of £90). The overall cost for comparison is 4.3% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.9% then 4.84% (variable) ?
Monthly repayments £317 ?
Type/Duration Fixed  until 01/09/2020 ?
Scheme fees £2,745 ?
Cost comparison £10,978 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,995
Valuation fee £455
Other fees £0
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.00% of loan amount redeemed to be paid until 30-Sep-2019; then 1.00% of loan amount redeemed to be paid until 30-Sep-2020

Other info

Exit fees £295
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.9% and then on a variable rate, currently 4.84%, for the remaining 22 years and 10 months would require 26 payments of £316.67 and 274 payments of £806.67. The total amount payable would be £232,006 made up of the interest (£229,261) and fees (£2,745 which includes exit fees of £295). The overall cost for comparison is 4.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.92% then 4.99% (variable) ?
Monthly repayments £320 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £1,350 ?
Cost comparison £9,170 ?

Fees & Charges

Booking fee £0
Arrangement fee £995
Valuation fee £275
Other fees £30
Cashback £500

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.50% of loan amount redeemed to be paid until 01-Oct-2020

Other info

Exit fees £50
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.92% and then on a variable rate, currently 4.99%, for the remaining 22 years and 10 months would require 26 payments of £320.00 and 274 payments of £831.67. The total amount payable would be £237,048 made up of the interest (£235,698) and fees (£1,350 which includes exit fees of £50). The overall cost for comparison is 4.8% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.93% then 4.49% (variable) ?
Monthly repayments £322 ?
Type/Duration Fixed  until 01/12/2020 ?
Scheme fees £1,377 ?
Cost comparison £10,705 ?

Fees & Charges

Booking fee £0
Arrangement fee £995
Valuation fee £352
Other fees £30
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 2.00% of loan amount redeemed to be paid until 31-Dec-2019; then 1.00% of loan amount redeemed to be paid until 31-Dec-2020

Other info

Exit fees £0
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 29 months at 1.93% and then on a variable rate, currently 4.49%, for the remaining 22 years and 7 months would require 29 payments of £321.67 and 271 payments of £748.33. The total amount payable would be £213,503 made up of the interest (£212,126) and fees (£1,377 which includes exit fees of £0). The overall cost for comparison is 4.2% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.95% then 4.74% (variable) ?
Monthly repayments £325 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £2,132 ?
Cost comparison £10,907 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £8
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges -

Other info

Exit fees £125
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 27 months at 1.95% and then on a variable rate, currently 4.74%, for the remaining 22 years and 9 months would require 27 payments of £325.00 and 273 payments of £790.00. The total amount payable would be £226,577 made up of the interest (£224,445) and fees (£2,132 which includes exit fees of £125). The overall cost for comparison is 4.5% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.98% then 4.99% (variable) ?
Monthly repayments £330 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £1,350 ?
Cost comparison £9,430 ?

Fees & Charges

Booking fee £0
Arrangement fee £995
Valuation fee £275
Other fees £30
Cashback £500

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 1.50% of loan amount redeemed to be paid until 01-Oct-2020

Other info

Exit fees £50
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.98% and then on a variable rate, currently 4.99%, for the remaining 22 years and 10 months would require 26 payments of £330.00 and 274 payments of £831.67. The total amount payable would be £237,308 made up of the interest (£235,958) and fees (£1,350 which includes exit fees of £50). The overall cost for comparison is 4.8% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

Initial rate 1.99% then 3.75% (variable) ?
Monthly repayments £332 ?
Type/Duration Fixed  until 01/10/2020 ?
Scheme fees £1,759 ?
Cost comparison £10,382 ?

Fees & Charges

Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £35
Cashback £0

Flexibility

Max LTV 75%
Overpayments allowed? Yes
Early Repayment charges 3.00% of loan amount redeemed to be paid until 02-Oct-2020

Other info

Exit fees £225
Basic legals Payable

Representative example: A mortgage of £200,000 payable over 25 years on a repayment basis, initially on a fixed rate for 26 months at 1.99% and then on a variable rate, currently 3.75%, for the remaining 22 years and 10 months would require 26 payments of £331.67 and 274 payments of £625.00. The total amount payable would be £181,632 made up of the interest (£179,873) and fees (£1,759 which includes exit fees of £225). The overall cost for comparison is 3.6% APRC representative.

More info

Speak to a mortgage expert on 0344 346 3672 or Enquire now

View more mortgages

When choosing the right mortgage deal for professional landlord, expertise counts

Many of the professional landlord deals highlighted by our mortgage comparison tool will only be available through independent brokers like John Charcol. When you’ve found a deal that you think is right for you our experts can compare it to the mortgage products in the market, including those that aren’t available on the high street. 

When arranging a mortgage it's important to remember that the best deals aren’t necessarily about the lowest mortgage rate possible. By choosing John Charcol our experts will help by researching the market and recommending the best product based on a variety of criteria, such as, the rate available to you, the mortgage set up costs, whether or not the product is portable to another property and the amount of any early repayment charges. Regardless of whether you’re expanding your property portfolio or remortgaging an existing buy to let property we can help save you time, effort and money.

You are currently offline. Some pages or assets may fail to load.