Time to Complete:

20min

You'll Need:

  1. The approximate value of your home
  2. The amount outstanding on your current mortgage
  3. Details of your income and basic outgoings
  4. Information about any other mortgage applicants
  5. Information about any other properties you own

Ready to Start?

Personal Details

Please enter the best email address and telephone number that we can use to contact you.

Is there a second applicant?



*

Mortgage Type

Remortgage

Do you need to raise more than the amount outstanding on your mortgage?

Residential Purchase

Have you found a property you want to purchase?



Do you have a maximum purchase price in mind?



This LTV exceeds the maximum LTV available. The maximum LTV for a mortgage is 95%.

This LTV exceeds the maximum offered by most buy-to-let lenders. Some lenders may be able to offer up to 85%, but we'll review this when we submit your form.

Your LTV is the amount you intend to borrow on your mortgage divided by the purchase price of the property.

Employment

Employed

Do you receive any other income - e.g. bonuses, commissions or allowances?



What kind of income is this?

Self-Employed

Are you a director of a limited company, a soletrader or part of a simple partnership?



In the last 3 years how much in salary, excluding dividends, have you drawn from your company?

In the last 3 years how much in dividends have you drawn from your company?

In the last 3 years how much profit has the company made?

In each of the last 3 years what gross income have you declared on your tax return?

Second Applicant

Employed

Do they receive any other income - e.g. bonuses or commissions?



What kind of income is this?

Self-Employed

Are they a director of a limited company, a sole trader or part of a simple partnership?



In the last 3 years how much in salary, excluding dividends, have they drawn from their company?

In the last 3 years how much in dividends have they drawn from their company?

In the last 3 years how much profit has the company made?

In each of the last 3 years what gross income have you declared on your tax return?

We work out how much you can borrow based on your gross annual income.

Credit Arrangements

Credit Arrangements

Have you had any missed or late payments over the last 6 months?



Have you had a default or CCJ registered against you?



We'll need to discuss this in more detail with you. Would you rather continue online or request a call back?



How many payments were missed in the last 12, 24, 36 and 72 months?

Were any of these missed payments linked to mobile phone or utility providers?



[Missed payments] Continued

Current Properties

Current Properties

How many properties do you currently own?




Please provide details of your home

Do you intend to sell your current home before or when the new mortgage completes?



What do you intend to do with the property?



Your rental yield is the annual rental income divided by the value of the property. This can be used to compare different investment properties and different investment assets.

Do you want to raise additional funds on your existing property to put towards your new home?



Please provide details of your main residence

Please provide the cumulative totals for your additional your properties

Do you intend to sell your current home before or when the new mortgage completes?



What do you intend to do with the property?



Your rental yield is the annual rental income divided by the value of the property. This can be used to compare different investment properties and different investment assets.

Do you want to raise additional funds on your existing property to put towards your new home?



The Property to Be Mortgaged

New Property

What kind of property do you intend to buy?



Above or next door to commercial?



More then 6 storeys in the block?



Lift access?



Deck access?



Ex-local authority?



Talk to an Expert

call us on
03304 332 927

or send us an email

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