The original independent mortgage broker

John Charcol is the original independent mortgage broker in the UK. We're award-winning with nearly 50 years’ experience in finding the best mortgage rates for every type of buyer.

Excellent

4.9 Average Rating

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Why Choose John Charcol Mortgage Brokers?

We Take Care of Everything

With over 45 years of service, we've seen it all. We can save you money, time and make buying your property easy.

We're Highly Recommended

We have over 1,910 5* reviews on reviews.co.uk, so you can feel confident that your mortgage is in the right hands.

We Give Personal, Expert Advice

We work around your schedule to help you arrange a mortgage that suits your circumstances, no matter how complex.


What Our Customers Say

See more John Charcol reviews here.

John Charcol

John Charcol0330 057 5173£

Cutlers Exchange, 123 HoundsditchLondonEC3A 7BU

Excellent

LocalBusiness

4.87 based on 2331 reviews

  • LocalBusiness
    5
    Verified Buyer

    I had pleasure of having David Pudney as my mortgage advisor. David has been incredible! It took me over a year to find the right property and David was so responsive and helpful every time I came close! Very happy with the service and wouldn't use anyone else for my mortgage.

    Posted
  • LocalBusiness
    5

    Excellent service. Reiss and Leigha are amazing.helpful,supportive and professional.

    Posted
  • LocalBusiness
    5
    Verified Buyer

    I dealt with Gordon Burkhert and Eniko Kormendi for my Re-Mortgage. Not only did Gordon find a product for me that no one else could, the admin and compliance process, led by Eniko amongst others was smooth and seamless. Very happy with the product, the process and the outcome.

    Posted
  • LocalBusiness
    5

    Ryan Goodall was a pleasure to speak to. He got back to me promptly on all occasions and was infinitely understanding when I had to cancel a few times and re-arrange last minute on one occasion. He also reminded me in a very nice fashion to read the paperwork to move the process on. 10/10

    Posted
  • LocalBusiness
    5
    Verified Buyer

    Micheal Williams is by far the best mortgage advisor I’ve ever had the pleasure of dealing with. He’s very knowledgeable, there wasn’t any questions I had that he could not answer and nothing was too much trouble. He kept me updated at every stage and I feel he took the time to share his expertise and got the best possible deal available that suited my situation. The whole transaction was smooth, stress free and delivered on time. I will never use anybody but Michael in the future.

    Posted
  • LocalBusiness
    5

    Ryan was very good at understanding what I needed and explained everything clearly without jargon. Backed up by the very helpful Eniko who kept me informed along the application process they were excellent! It's very reassuring to know I have been properly advised and have comprehensive cover in place.

    Posted

First-Time Buyer

It doesn’t need to be difficult. We’ll guide you through, right up to the day you move in. Take your first step towards homeownership now.

Remortgage

Nearing the end of your fixed term? Or maybe it’s just time for a better rate? See what mortgages are on the market right now.

Moving Home

Let us take care of everything: the mortgage, the application, conveyancing, insurance, protection, removals, utilities. Make your move easy.

Buy-to-Let

Your mortgage will affect the profit potential of your buy-to-let investment. Use our best buy tool to compare current mortgage rates.

Second Charge

Want to hang onto your current fixed rate but also release some equity? We're second charge experts.

Bridging Loan

Could bridging finance help you? Ask us. We’ll explain everything.

Expat Mortgages

It doesn’t matter how complex your case is. We’re experts. See how we can help.

Self-Employed

Freelancing or self-employed mortgages can seem complicated, but don't worry - we make it simple.

Mortgage Calculators

Ready to crunch some numbers? Get started with our free and easy calculators.

Mortgage Guides

Find guides on everything from remortgages to tax on rental income and more.

Mortgage Rates

Compare mortgage rates on the market right now with our free comparison tools.

Ask Our Experts

Get answers to complex mortgage questions, directly from our experts.

How Can an Independent Mortgage Broker Help?

We’re a whole of market mortgage broker covering the UK and Northern Ireland which means we’re not tied to any lenders; we look at products from across the entire market to find the best deal for you. Your John Charcol mortgage adviser will learn about your situation and explain your mortgage options before making a product recommendation. Once you’re happy with your recommendation, we’ll pass you over to your client relationship manager who’ll manage the rest of the mortgage process for you.

Unlike other UK mortgage brokers, finding and arranging the best mortgage for your circumstances isn’t all John Charcol do. We help you through your entire property-buying journey. Our team can find you conveyancers, insurance and protection cover. We can also help you move into your new home and set up things like utilities and Council Tax.

Ready to get started? Contact us today for the best independent mortgage advice.



Nick Mendes’ Blog

Home Insurance

Do you want new home insurance to go with that new mortgage? Our in-house team can arrange bespoke buildings and contents insurance to suit your new requirements, for free.

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Protection 

With John Charcol, you’ll have the option of speaking to your very own expert protection adviser who’ll learn about your situation and find the right cover for your needs.

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JC Legal

We can find you a solicitor to manage the conveyancing part of the process with JC Legal. We choose from an exclusive panel of carefully selected solicitors and conveyancers, saving you time and ensuring you receive excellent service.

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Equity Release

It’s easy to overlook your property as part of your finances, but your home is probably the biggest asset you have. Release money from your home with John Charcol's partnership with Key Retirement. Find out more and start the process today.

Learn More

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