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Can you release equity from your property if your income source is from pensions and rental properties?

We have around £650,000 equity in our main home but only pension...

We’re gifting money to our child, what else do we need to do to help him get a mortgage?

My wife and I are looking to help our son Jason with his first...

Can I release equity from my home for a family buy to let property?

I'd like to leverage the 95% equity in our £800,000 home to raise...

I am a self employed IT consultant. How will my income be calculated for mortgage purposes?

I am looking to buy a small home in Essex as our primary...

Can we switch our mortgage to interest only basis?

You arranged our mortgage a couple of years ago. We are now...

Does John Charcol offer a joint mortgage application with a the option for a sole proprietor?

In a Moneywise article from 2014 it said that John Charcol...

Can I use my pension income to remortgage ?

We are looking to remortgage our property which has no mortgage...

How do I get a mortgage for my 80 year old mother ?

My mother is 80, her house is worth £135,000 and she has an...

How can my daughter's help me buy another house ?

I want to move from my house and buy another. My daughters want...

Can I release funds on a property owned by my mother ?

My mum owns our family home outright however we need to release...

Can our daughter get a guarantor mortgage & put a charge on ours?

Hi, my wife and I own our on home valued at £300,000 without...

If we buy a home for our son, can he get a mortgage later?

Hi. My husband and I are looking to purchase a property value...

Can my brother & I get a mortgage to buy our parents home so they don't have to move?

My parents are retired and have 4 years left on their mortgage...


Legal

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.