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Can you release equity from your property if your income source is from pensions and rental properties?

We have around £650,000 equity in our main home but only pension...

Can you get a mortgage if you’re self-employed and don’t yet have a full year of accounts?

I am self-employed and will not have the 1st full year of...

We’re gifting money to our child, what else do we need to do to help him get a mortgage?

My wife and I are looking to help our son Jason with his first...

Can I get a mortgage with my partner even though he is on a Tier 2 visa?

My partner and I are looking to buy our first property, however...

Can I get a mortgage if I've changed my job status from employed to self-employed?

My partner and I are looking for a mortgage, but my partner...

Can I take out a mortgage to repay a bridging loan?

I brought a new home before the sale of my old house with the...

Can I get a mortgage if I'm a contractor?

Is it realistic for me to secure a mortgage? I worked as a...

When should I apply for a mortgage in principle?

Myself and my fiancée are looking to buy our first home together....

Can I release equity from my home for a family buy to let property?

I'd like to leverage the 95% equity in our £800,000 home to raise...

Hodge Lifetime 55+ Mortgage

I am asking while researching for my 65 year old sister. I read...

I am a self employed IT consultant. How will my income be calculated for mortgage purposes?

I am looking to buy a small home in Essex as our primary...

Poor performing endowments mean that we've been left with a £22,000 debt. What can we do?

My husband, who is 69 years old, and I have a mortgage which...

How can we buy a property off plan if they are requesting a large deposit upfront?

We have been recently looking to buy a property in our area (we...

How easy is it for British citizens living outside of the UK to obtain a mortgage in the UK?

I have been out of the UK since 2001, 10 years in Canada, 4 years...


Legal

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.