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I am a self employed IT consultant. How will my income be calculated for mortgage purposes?

I am looking to buy a small home in Essex as our primary...

Are there any lenders who will lend 95% over £750k?

Hello, I'm wondering if a 95% LTV mortgage in the £750k-1m range...

I’m a First Time Buyer, what schemes or products should I be looking at ?

I earn between £28,000 to £35,000 a year and have so far saved a...

Which mortgage lenders allow unlimited overpayments?

Which mortgage lenders allow unlimited overpayments?

Downsizing

Hi i was wondering if it was possible to downsize to a cheaper...

Interest Only - Debt Reduction

I have just found out that I am still on an interest only...

NRAM Overpayment Options

I have an NRAM mortgage £86,543 mortgage and £4206 unsecured....

Daughter's Mortgage

I want to loan my daughter the money to pay off her mortgage, am...

Parental Gift

Mother selling her house to move in with us, can she give us...

What are the best overpayment options?

I have a Mortgage of £150,000 over 15 years at a fixed rate of...


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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.