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We have £100,000 deposit, and earn £30,000p.a. Can we get a mortgage for £120,000?

I have a £100,000 for me and my husband as a deposit for a...

I work reduced hours, can you help me get a mortgage?

I am in the process of applying for a mortgage, and would really...

Remortgaging when my circumstances have changed.

Hi, I have a 160k mortgage on a property valued between 215-230k....

What is the best mortgage option over 10 years?

My partner and myself are splitting up. She would like me to buy...

Default on Credit File

Our fixed rate mortgage with northern rock is coming to an end. I...

Can I Secure a Fixed Rate Now? - Interest Rate Cap

I have a 3.99% 3yr fix of £550k that expires next June (2013). ...

Mortgage Rate Change

Can my mortgage company change my terms and conditions of my...

Should I fix for 10 years?

I am currently on a SVR of 2.79% with my mortgage. I am paying...

Flexible Reserve vs. Interest Tax Relief

I have a property worth £800k that I live in. It has a flexible...

Fixed, Tracker or stay on Lender's Variable Rate

We are coming to the end of a 4.99% fixed 2 year deal with...

Fix now and pay an Early Repayment Charge?

Hi

I currently have a £38k mortgage, currently with Santander at...


Legal

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.