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Got a question on the mortgage market?

If you’re looking for straight forward mortgage advice the team at John Charcol are ready to answer your questions and help find the best mortgage deal for you.

With over 40 years’ experience in the industry we understand that the process of buying a home, arranging a mortgage and navigating the property market can leave clients confused. So if you’re looking for advice, don’t leave your mortgage to chance, put your questions to the independent mortgage experts!

Can you release equity from your property if your income source is from pensions and rental properties?

We have around £650,000 equity in our main home but only pension...

Can you get a mortgage if you’re self-employed and don’t yet have a full year of accounts?

I am self-employed and will not have the 1st full year of...

We’re gifting money to our child, what else do we need to do to help him get a mortgage?

My wife and I are looking to help our son Jason with his first...

Can I get a mortgage with my partner even though he is on a Tier 2 visa?

My partner and I are looking to buy our first property, however...

Can I get a mortgage if I've changed my job status from employed to self-employed?

My partner and I are looking for a mortgage, but my partner...

Can I release equity in the home I’m selling to prevent my chain from falling through?

I have found a property which I'd like to purchase as a main home...

Before our mortgage term end, can I increase the loan to fund home improvements?

We currently have a mortgage of £116,000 on our principal home...

Can I take out a mortgage to repay a bridging loan?

I brought a new home before the sale of my old house with the...

Can I get a mortgage if I'm a contractor?

Is it realistic for me to secure a mortgage? I worked as a...

When should I apply for a mortgage in principle?

Myself and my fiancée are looking to buy our first home together....

Can I release equity from my home for a family buy to let property?

I'd like to leverage the 95% equity in our £800,000 home to raise...

Can I get a loan to bridge the gap between sale of my existing and the purchase of a new property?

I have my property on the market for £230,000 and hope to sell it...

Can I take out a second charge mortgage for house renovations?

I would like a quote to take out second charge mortgage for house...

Can I remortgage my UK flat to free up cash for an apartment in Spain?

We have no mortgage on our flat and want to buy an apartment in...


Legal

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.