Our ‘borrow’ calculator will give you an idea of what you might be able to borrow (this will vary greatly from lender to lender). Enter your income details and use the 'Calculate' button.

It should be stressed that this is a very generic guide.  As with everything in the mortgage market currently, the answers differ wildly.  We strongly advise that you speak to one of our advisers about your own situation.

Mortgage loan calculator
First applicant

First applicant

* £
£
Second applicant

Second applicant

£
£
Result

As a guide, you could potentially borrow around:

 

Want to find out more? Call us or Email Us

This is not a quotation under the Consumer Credit Act. Figures are subject to validation of income, credit checks and a property valuation.

The 'How much can I borrow' mortgage calculator is a great way to start – but it’s certainly not a definitive answer – and if it’s not the answer you’re looking for, our experts can review your full situation and advise on the most appropriate course of action, including products you might not previously have considered.


Legal

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.