Find out your affordability here...

Measuring affordability changes from lender to lender, and any decision to lend will depend on your individual circumstances, but you can get an idea of the level of finance you could apply for by entering your details into our calculator.

Let's get started

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How much do you pay every month for:

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Result

Total available to borrow

Want to find out more? Call us or Email Us

IMPORTANT: This calculator will give you a rough guide to what you may be able to borrow; it could be more or it could be less, once a full assessment of your financial situation has been made. Our mortgage advisers can guide you through this process.

This is not a quotation under the Consumer Credit Act. Figures are subject to validation of income, credit checks and a property valuation.

The affordability calculator is a great way to start – but it’s certainly not a definitive answer – and if it’s not the answer you’re looking for, our experts can review your full situation and advise on the most appropriate course of action, including products you might not previously have considered.


Legal

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is 5th Floor, Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. The FCA does not regulate some investment mortgage contracts. Calls may be recorded for training and monitoring.