Turn your property into a worthwhile investment.
Change your mortgage deal for your current property.
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Take your first steps towards homeownership.
Understand all of your options, no matter how complex.
Find loads of useful information to support you on your property-buying journey.
Please enter the best email address and telephone number that we can use to contact you.
Date of birth (DD/MM/YYYY)
Is there a second applicant?
Second applicant's full name
Second applicant's date of birth (DD/MM/YYYY)
What are you planning on using the mortgage for? *
Are you planning on purchasing or remortgaging a buy-to-let property?
What's the approximate value of your home?
How much is your outstanding mortgage balance?
Do you need to raise more than the amount outstanding on your mortgage?
How much do you need to raise?
What do you intend to use the raised funds for?
Your LTV (loan-to-value) is:
How much can you put down in deposit?
Have you found a property you want to purchase?
What's the purchase price of the property?
Do you have a maximum purchase price in mind?
How much would you like to spend?
This LTV exceeds the maximum LTV available. The maximum LTV for a mortgage is 95%.
This LTV exceeds the maximum offered by most buy-to-let lenders. Some lenders may be able to offer up to 85%, but we'll review this when we submit your form.
Your LTV is the amount you intend to borrow on your mortgage divided by the purchase price of the property.
Are you employed or self-employed?
What's your gross basic salary?
Do you receive any other income - e.g. bonuses, commissions or allowances?
What kind of income is this?
Do you receive this monthly, quarterly or annually?
How much did you receive in the previous 12 months?
Has the amount changed in the last 12 months? If yes, please let us know why:
Are you a director of a limited company, a soletrader or part of a simple partnership?
How many years has the company been trading for?
What percentage of the company shares do you own?
In the last 3 years how much in salary, excluding dividends, have you drawn from your company?
In the last 3 years how much in dividends have you drawn from your company?
In the last 3 years how much profit has the company made?
How many years have you been self-employed for?
In each of the last 3 years what gross income have you declared on your tax return?
Most recent year
Previous year 1
Previous year 2
Are they employed or self-employed?
What's the gross basic salary of the second applicant?
Do they receive any other income - e.g. bonuses or commissions?
How much did they receive in the previous 12 months?
Are they a director of a limited company, a sole trader or part of a simple partnership?
What percentage of the company shares do they own?
In the last 3 years how much in salary, excluding dividends, have they drawn from their company?
In the last 3 years how much in dividends have they drawn from their company?
You can borrow:
We work out how much you can borrow based on your gross annual income.
Have you had any missed or late payments over the last 6 months?
Have you had a default or CCJ registered against you?
We'll need to discuss this in more detail with you. Would you rather continue online or request a call back?
When's the best time to call you back? E.g. Friday, 3pm
How many payments were missed in the last 12, 24, 36 and 72 months?
Were any of these missed payments linked to mobile phone or utility providers?
Please provide details of any credit or store cards you have (provider, amount outstanding, monthly payment and whether you intend on repaying it before the new mortgage starts):
Please provide details of any loans - including second charges - or hire purchase agreements you have (provider, amount outstanding, monthly payment and whether you intend on repaying it before the new mortgage starts):
How many properties do you currently own?
Please provide details of your home
Do you intend to sell your current home before or when the new mortgage completes?
What do you intend to do with the property?
Approximately what rental income do you expect to receive?
Your rental yield is:
Your rental yield is the annual rental income divided by the value of the property. This can be used to compare different investment properties and different investment assets.
Do you want to raise additional funds on your existing property to put towards your new home?
Please provide details of your main residence
Please provide the cumulative totals for your additional your properties
Your Rental yield is:
What kind of property do you intend to buy?
Detached, semi, terrace?
Above or next door to commercial?
What sort of commercial use?
More then 6 storeys in the block?
What area of the UK are you buying in?
Is there anything else you’d like us to know?