Ray Boulger, Senior Technical Manager

Ray Boulger

Ray Boulger is widely regarded as the guru of the mortgage market and has received numerous awards from journalists and the mortgage trade for his work in the media. 

These include winning both the Mortgage Strategist of the Year and The Guru of the Year at the headlinemoney.co.uk awards, Press Spokesperson of the Year at the British Mortgage Awards, and the Lifetime Achievement Award at the Mortgage Strategy awards.

Ray is available for media comment and interviews 24/7 (and we really do mean 24/7).  He is an expert in all areas of the mortgage and housing markets, from mortgages for first time buyers right the way up to complex funding for development and commercial funding.

Ray has spent all his working life in financial services, initially training for 5 years with a firm of Chartered Accountants and then 18 years as a stockbroker. He spent most of this time as an institutional gilt edge and fixed interest expert. Ray was an IFA and joined John Charcol in 1989 as a consultant. He has been in his current role of Senior Technical Manager for 10 years.

Ray is vice-chairman of the a board member of the Association of Mortgage Intermediaries (AMI) and is a member of the MCCB Advisory Committee.

Conferences and Events

Ray is available to speak at conferences and events - with his unparalleled knowledge of all aspects of the mortgage market, there is no subject that he cannot talk on.  Should you wish to find out if Ray can add something to your event, please email contact@johncharcol.co.uk.