Client Testimonials

At John Charcol we truly believe that the service we offer is to the complete benefit of our clients.  But of course you would expect us to say that.  So, just in case you doubt us, please have a look at some of our recent client comments.

“I have dealt with several mortgage brokers previously and found the quality and personal service at John Charcol by far the best.  They dealt with everything to do with my mortgage, spending time reviewing my mortgage protection needs and giving me total peace of mind. I will be looking forward to a continued relationship with John Charcol for the term of my mortgage.”
Justin, Huntingdon.

“John Charcol has taken care of us in a very professional manner and the consultant was very patient in taking us through the buying process since we are not from the UK.  My wife and I will definitely be recommending John Charcol to our friends and family.  We will also be back for future advice.”
Xavier, London

"Professional, friendly and efficient. John Charcol consistently provides me with clear, objective and relevant financial advice."
Marcus, Cambridge

“You helped with both my purchase and buy-to-let a few months ago.  As buy-to-let was an area I knew very little about it was very reassuring to have some one of your ability, depth of knowledge and general experience working for us.  I look forward to using your services again in future.”
Paul, London

“The level of service and attention to detail was the best I have ever encountered from any service provider I have ever dealt with (big call I know). It goes without saying therefore that I will be recommending the services of John Charcol to anyone I come across who is looking to undertake any mortgage-related transaction in the UK.”
Nigel, Australia

“I'm not sure how we can ever thank you for all you've done!! I never thought I would see the end of this process after 9 months of pure hell but I just wished I'd found you in the beginning, I had more trust and faith in your work than I ever did in that family friend who my whole family have used for 20 years.  You are a true godsend and you can have ALL of my future business.”
Rebecca, Bristol

Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.