Moving home – get help with the mortgage
Whether you are moving to a larger property, downsizing, or finding something you prefer, moving home can be very stressful, especially when you have to usually make sure your sale and purchase synchronise.
Our experienced team of mortgage advisors will help make sure your mortgages change all runs smoothly and can help arrange a bridging loan or a let-to-buy if necessary.
Let us help reduce the stress - call us on
Best Buys: Use our quick mortgage finder to compare mortgage rates
| Mortgage Provider | Mortgage Type | Initial Rate/Duration | Subsequent Rate/Duration | The overall cost for comparison | Early Repayment Charges | ||
|---|---|---|---|---|---|---|---|
| Remortgage | 2.99% (SVR minus 1.60% until 30/04/2014 - 60%) | 4.59% Variable for term | 3.45% APR | No early repayment charge | |||
| Remortgage | 3.10% Variable for term (75%) | n/a | 3.65% APR | No early repayment charge | |||
| Exclusive Mortgage Deals | 3.14% Fixed until 31/03/2014 (75%) | 3.99% Variable for term | 4.30% APR | 3/2% until 31/03/2014 | |||
| Remortgage | 3.30% Variable for term (80%) | n/a | 3.90% APR | No early repayment charge | |||
| Fixed Rate Mortgage | 3.39% Fixed until 30/04/2015 (70%) | 4.59% Variable for term | 4.40% APR | 5/4/3% until 30/04/2015 | |||
| Remortgage | 3.74% - Bank Base Rate plus 3.24% for term (75%) | n/a | 3.40% APR | No early repayment charge | |||
| Fixed Rate Mortgage | 3.75% Fixed until 31/03/2017 (65%) | 4.49% Variable for term | 4.40% APR | 4% until 31/03/2017 | |||
| Buy To Let Mortgage | 3.75% Fixed until 31/03/2014 (65%) | 4.74% Variable for term | 5.40% APR | 4% until 31/03/2014 | |||
| Mortgage comparison powered by Charcol | |||||||

Mrs Knight, London
I just wanted to write to say how much we appreciated the service we received from John Charcol over the past few months. They helped us find a suitable mortgage and life insurance policy. Despite what turned out to be quite a long process due to unforeseen circumstances they remained professional, calm and endlessly patient!
What struck me most of all was not only her dedication to getting the best deal for us but also that we always felt we were dealing with someone who genuinely cared about their work and the service they were providing.
In short John Charcol made us feel that she was going through the process 'with' us rather than 'for' us. This kind of service is so rare these days and makes an enormous difference.

Rachel, Oxford
To say you simply saved my house purchase would be an enormous understatement.
I started the process with another broker and they let me down time after time.
As soon as I began dealing with John Charcol I became confident that I would end up in my new house and you did not disappoint.
The service and advice were simply second to none and I would not hesitate to recommend you to anyone who wants to listen!
Thank you once again

Mark, London
We had been recommended to use John Charcol by numerous friends and we are delighted we did! Given the economic climate and our personal circumstances, which included being self employed, we had found it impossible to get a mortgage - let alone one at the level that we required.
John Charcol sourced a fantastic product and dealt with our application in a calm and professional manner. Their relationship with the lender also enabled us to extend the mortgage offer beyond the 3 month period which was invaluable and saved us a lot of money. We have recommended John Charcol to all friends and work colleagues looking for a mortgage.
Thanks to lenders it’s more than ever a brokers market. (Or When is a ‘Best Buy’ not a ‘Best Buy’?)
22/11/2011 by
HSBC’s recent claim that “81% of all best buys are provided by direct lenders” seems to have missed out on the vital point of it’s only a “Best Buy” if you can actually get it. If you can’t it might as well be on the moon. “How do...
Purchase Business Highest proportion for decades
26/08/2010 by
In July 2010, the proportion of purchase business transacted by John Charcol was the highest it has been for many, many years. Click here for the full report.



