Moving home – get help with the mortgage

  • Excellent moving home deals - better than any high street bank

  • Specialist moving home advice - from our moving home advisors

  • No hassle - we research and evalulate the best moving home offers

  • Smooth process - we make sure your sale and purchase synchronise

Let us help reduce the stress of moving home by calling us on

Our latest deals - Moving Home

Broker
Recommendations
Mortgage Provider Mortgage Type Initial Rate/Duration Subsequent Rate/Duration The overall cost for comparison Early Repayment Charges  
Fixed Rate Mortgage Deals 1.89% Fixed until 30/09/2015 (60%) 3.99% Variable for term 3.90% APR 3.00/1.25% until 30/09/2015

Details and Apply

Tracker Rate Mortgages 2.18% - Barclays Bank Base Rate plus 1.68% until 30/09/2015 (70%) 3.89% Barclays Bank Base Rate plus 3.39% for term 3.70% APR 1% until 30/09/2015

Details and Apply

Remortgage 2.23% Fixed until 31/10/2015 (70%) 4.00% Variable for term 3.90% APR 3% until 31/10/2015

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Remortgage 2.39% Fixed until 01/10/2016 (70%) 4.79% Variable for term 4.60% APR 3.5% until 01/10/2016

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Tracker Rate Mortgages 2.44% - Bank Base Rate plus 1.94% for 2 years (75%) 3.99% Variable for term 3.80% APR 2.5% to last day of month in 2 years

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Fixed Rate Mortgage Deals 2.69% Fixed until 31/08/2018 (60%) 4.95% Variable for term 4.10% APR 5/5/5/4/3% until 31/08/2018

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Fixed Rate Mortgage Deals 2.85% Fixed until 30/06/2018 (65%) 4.49% Variable for term 4.05% APR 3% until 30/06/2018

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Remortgage 3.09% Fixed until 30/06/2018 (75%) 4.49% Variable for term 4.10% APR 3% until 30/06/2018

Details and Apply

Remortgage 3.19% - SVR minus 2.76% until 31/07/2015 (85%) 5.95% Variable for term 5.50% APR 3/2% until 31/07/2015

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Tracker Rate Mortgages 3.19% - Barclays Bank Base Rate plus 2.69% for term (70%) n/a 3.90% APR 1% until 30/09/2015

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Fixed Rate Mortgage Deals 3.35% Fixed until 30/06/2018 (80%) 5.64% Variable for term 4.50% APR No early repayment charge

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First Time Buyer Mortgage 3.99% - Bank Base Rate plus 3.49% for 3 years (90%) 5.44% Variable for term 5.30% APR 3% for 1 year only

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Mortgage loan calculator

Mortgage loan calculator

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Mortgage repayment calculator

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Mrs Knight, London

I just wanted to write to say how much we appreciated the service we received from John Charcol over the past few months. They helped us find a suitable mortgage and life insurance policy. Despite what turned out to be quite a long process due to unforeseen circumstances they remained professional, calm and endlessly patient!

What struck me most of all was not only her dedication to getting the best deal for us but also that we always felt we were dealing with someone who genuinely cared about their work and the service they were providing.

In short John Charcol made us feel that she was going through the process 'with' us rather than 'for' us. This kind of service is so rare these days and makes an enormous difference.

Rachel, Oxford

To say you simply saved my house purchase would be an enormous understatement.

I started the process with another broker and they let me down time after time.

As soon as I began dealing with John Charcol I became confident that I would end up in my new house and you did not disappoint.

The service and advice were simply second to none and I would not hesitate to recommend you to anyone who wants to listen!

Thank you once again

Mark, London

We had been recommended to use John Charcol by numerous friends and we are delighted we did!  Given the economic climate and our personal circumstances, which included being self employed, we had found it impossible to get a mortgage - let alone one at the level that we required.

John Charcol sourced a fantastic product and dealt with our application in a calm and professional manner.  Their relationship with the lender also enabled us to extend the mortgage offer beyond the 3 month period which was invaluable and saved us a lot of money.  We have recommended John Charcol to all friends and work colleagues looking for a mortgage.

Mutuals make their move

17/05/2013 by Simon

The Building Societies Association (BSA) has revealed that mutual lenders increased their mortgage lending by 19% year-on-year, in the first three months of 2013, from £6.5billion to £7.7billion. ...

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Mortgage market open for business

12/02/2013 by Drew

Marsden Building Society has just launched a 3.99% fixed rate to 31/7/15 for LTVs up to 90%, which is available for both purchases and remortgages. Not only is this the first time for nearly 10 years that the 4% barrier has been...

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Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Conduct Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Conduct Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FCA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.