Mortgage Calculators

Knowing what you can and cannot do when it comes to a mortgage is a lot easier with John Charcol's mortgage calculator.  Our UK online mortgage calculators are designed to help you work out how much you can borrow, and to consider different monthly mortgage payments. Find out how much you could save by using a re-mortgage calculator or using flexible mortgage facilities, and use our online mortgage calculator to see if you might be better suited to particular types of mortgage.  A mortgage calculator is a great way to start your own research so you have an idea what is available to you.

Once you have used a mortgage calculator, why not call one of our independent mortgage advisers who, dare we say, are all the mortgage calculators rolled into one...you've guessed it...superb mortgage calculator.

Charcol's Mortgage Calculators

Borrow amount mortgage calculator

Find out how much you might be able to borrow.  This mortgage calculator looks at your income and works out how much money a mortgage lender will provide you.  This mortgage calculator is based on a generic income multiplier, so the mortgage calculator may not show the largest amount you can borrow. 

After you have used this mortgage calculator why not check with one of our advisers precisely how much you can borrow.


Loan cost mortgage repayment calculator

Calculate your monthly payments for a particular loan amount and interest rate using this mortgage calculator.


Loan saving mortgage calculator

Using this mortgage calculator will show you how much you could save by remortgaging.


Flexible mortgage calculator

Work out how flexible payment options might save you money with our flexible mortgage calculator.


Borrow amount mortgage calculator

Find out how much you might be able to borrow.  This mortgage calculator looks at your income and works out how much money a mortgage lender will provide you.  This mortgage calculator is based on a generic income multiplier, so the mortgage calculator may not show the largest amount you can borrow. 

After you have used this mortgage calculator why not check with one of our advisers precisely how much you can borrow.


What mortgage calculator

This mortgage calculator helps you to decide what type of mortgage and mortgage features you may wish to have.  It shows which particular mortgage product you may favour, if you require flexible mortgage features and whether you should completely avoid early repayment charges.

Once you know what you are looking for you can speak to one of our experts.

 

A missing Mortgage Calculator?

John Charcol is always looking to develop new mortgage calculators.  If there is a mortgage calculator that you cannot see here but you think would be useful, then please do let us know.  Our first mortgage calculator - the how much can you borrow mortgage calculator - was launched way back in 1999, and we have developed many mortgage calculators since then. 

So, if you have an idea for a new mortgage calculator, so let us know by filling in the form below.

Mortgage Calculator Form

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Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

Your home may be repossessed if you do not keep up repayments on your mortgage.

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Conduct Authority; our registration number is 147692.

John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.

The FCA does not regulate some investment mortgage contracts.

Calls may be recorded for training and monitoring.