Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 12/08/2010 by
Gross mortgage lending has fallen 61% from a peak of £362.6bn in 2007 to £142.6bn in 2009 and the 2010 figure is likely to be similar. Net lending has collapsed from £108bn in 2007 to £11.5bn last year, but net...
Categories: Bank of England, House and home, Mortgages, Personal finance, Property market, Regulation
Posted on 07/06/2010 by
In his speech today Prime Minister David Cameron warned of "difficult decisions" on pay, pensions and benefits, set out the reasons for the "painful" cuts ahead and said that dealing with the deficit would be "unavoidably tough"...
Categories: House and home, Miscellaneous, Personal finance
Posted on 15/04/2010 by
On its mainstream introducer range last weekend Halifax extended to fixed rates the policy it introduced a month ago on trackers of charging borrowers an extra 0.2% if they choose an interest only mortgage rather than repayment....
Categories: Mortgages, Personal finance, Property market, Regulation
Posted on 11/01/2010 by
Santander Group this morning sent an email to brokers confirming the re-brand of Abbey and Bradford & Bingley branches to Santander, and indeed the branch in Holborn near my office has already been rebranded.
The second...
Categories: Miscellaneous, Mortgages, Personal finance
Posted on 10/12/2009 by
The main impact of the Pre Budget Report on the housing market will be at the top end, primarily in London & the South East. The 50% bank payroll tax on discretionary bonuses over £25,000 will surely have some impact either on...
Categories: House and home, Personal finance, Property market, Regulation
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.