Ray Boulger's Blog

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
26/02/2013 by
Negative interest rates will increase the pressure to lend and the mortgage market would be a major beneficiary of any such action. This increases the likelihood of genuine cuts in 2 year fixed rates (as opposed to lower rates...
Categories: Moving Home, Remortgaging, Mortgages, Bank of England, Property market
06/08/2012 by
Any new mortgage lender, especially one with the potential firepower of Tesco, is a very welcome addition to the mortgage scene. However, any hopes that the entry of Tesco would produce a significant increase in competition have...
Categories: Property market, Mortgages, Remortgaging, Moving Home, Personal finance
31/05/2012 by
John Charcol can’t claim to have been providing mortgage advice over the whole of the last 60 years but, having been formed in 1974, we believe that John Charcol is the longest established mortgage broker in the UK.
House Price...
Categories: Property market, Bank of England, Buy to let, Mortgages, Personal finance, Regulation, House and home, Miscellaneous, Remortgaging, Moving Home
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The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.