Ray Boulger's Blog

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
07/12/2010 by
In his book Gordon Brown claims he was misled by Sir Fred Goodwin about the extent of reckless lending at the Royal Bank of Scotland. ...
Categories: Regulation, Miscellaneous
07/06/2010 by
In his speech today Prime Minister David Cameron warned of "difficult decisions" on pay, pensions and benefits, set out the reasons for the "painful" cuts ahead and said that dealing with the deficit would be "unavoidably tough"...
Categories: Personal finance, House and home, Miscellaneous
19/02/2010 by
The 2 Labour Ministers (Mandelson and Bradshaw ) who were due to attend this weekend's BAFTA ceremony have pulled out this afternoon (Hat Tip: Iain Dale).
The most logical reason for such a mass withdrawal (OK, I know it is only...
Categories: Miscellaneous
16/02/2010 by
It was clear from the Mortgage Market Review that the FSA had a very limited understanding of the value of a self cert mortgage for many, primarily self employed, people. Before finalising any new policy, even though the actual...
Categories: Regulation, Miscellaneous
11/01/2010 by
Santander Group this morning sent an email to brokers confirming the re-brand of Abbey and Bradford & Bingley branches to Santander, and indeed the branch in Holborn near my office has already been rebranded. ...
Categories: Mortgages, Personal finance, Miscellaneous
01/12/2009 by
Yorkshire Building Society has announced it is in “advanced talks” to takeover, sorry, merge with, Chelsea Building Society. This is not yet a done deal and the statement was no doubt rushed out as a result of a leak reported by...
Categories: Buy to let, Mortgages, Regulation, Miscellaneous
05/08/2009 by
The headline of the lead story in tonight's Evening Standard is “We sell junk says boss of organic stores.” ...
Categories: Miscellaneous
27/07/2009 by
The BBC is reporting that Barclays' online banking services were unavailable to some UK customers from 9.30. to 14.00. today owing to a hardware glitch. ...
Categories: Miscellaneous
01/06/2009 by
When Evan Davis interviewed Gordon Brown on the Today programme this morning Evan, as expected, didn’t give him such as easy ride as Andrew Marr did yesterday on BBC1. A couple of questions in particular produced an answer I...
Categories: Miscellaneous
28/05/2009 by
The logic of Santander’s announcement to rebrand all their UK branches (Abbey, Alliance & Leicester and Bradford & Bingley) as Santander is obvious and when the integration has been completed will have clear benefits for those...
Categories: Buy to let, Mortgages, Miscellaneous
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.