Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 26/08/2010 by Ray Boulger

No doubt the reason Andrew Lilico, Chief Economist of Policy Exchange, which calls itself a think tank, chose to issue his paper forecasting Bank Rate would rise to 8% in 2012 this week is that in the August silly season when...

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Categories: Bank of England, House and home, Interest rates, Mortgages, Property market

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Posted on 11/08/2010 by Ray Boulger

Gilt yields have fallen sharply today, with the yield on 4 - 10 year gilts lower by around 11 basis points (0.11%). This follows yesterday evening's statement by the Fed and today's Quarterly Inflation Report from the Bank of...

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Categories: Bank of England, Interest rates, Mortgages, Property market, Regulation

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Posted on 22/06/2010 by Ray Boulger

One of the opening comments in George Osborne’s Budget speech was that he was “not going to hide hard choices from the British people or bury them in the small print of the Budget documents.” He added “You’re going to hear them...

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Categories: Bank of England, Buy to let, Interest rates, Mortgages, Property market

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Posted on 28/05/2010 by Ray Boulger

Santander has announced that following today's Court approval for the legal transfer of Alliance & Leicester plc to Santander UK plc all new A&L mortgages will now revert to Bank Rate + 3.74% (current pay...

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Categories: Bank of England, Interest rates, Mortgages

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Posted on 27/05/2010 by Ray Boulger

Lloyds Banking Group has just announced that from 1 June Lloyds TSB, Lloyds TSB Scotland and Cheltenham & Gloucester will abandon their current SVR structure, i.e. a guaranteed lifetime...

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Categories: Bank of England, Interest rates, Mortgages

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