Ray Boulger's Blog

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
21/10/2009 by
Following on from my blog post on Monday on the MMR I note that less than 24 hours after post the FSA have amended the figure I queried for the increase in property prices over the 10 years to the onset of the credit crunch from...
Categories: Buy to let, Mortgages, Personal finance, Regulation, Interest rates, HIPs
17/04/2009 by
An interesting spat has developed between the website Zoopla and The Association of Home Information Pack Providers (AHIPP). ...
Categories: Property market, HIPs
12/08/2008 by
I note that Paul Broadhead, the Deputy Director General of AHIPP, the Association of HIP Providers, has resigned to take up the new position of Head of Mortgage Policy at The Building Societies Association in November. ...
Categories: Property market, House and home, HIPs
30/10/2007 by
I note that AHIPP (the Association of Home Information Pack Providers), are looking for a PR and Communications Manager. I reckon being PR Manager for AHIPP will be one of the most challenging PR jobs around but anyone tempted to...
Categories: Property market, House and home, Miscellaneous, HIPs
28/08/2007 by
The revelation last week that 2 major mortgage lenders, Barclays Woolwich and HSBC, will only accept the personal search that most HIP providers supply on condition that the solicitor acting for them guarantees it, would not have...
Categories: Property market, HIPs
04/08/2007 by
Last weekend the Sunday Telegraph said that
Categories: Property market, House and home, HIPs
20/07/2007 by
This week the House of Lords voted by 186 to 160 to scrap Home Information Packs but despite this humiliation for the Government they subsequently...
Categories: Property market, Regulation, House and home, HIPs
25/05/2007 by
I am doing an interview for News 24 tomorrow at 10.40. a.m. on the current situation around HIPs.
Meanwhile DCLG has today sent a letter to Home Inspectors and Energy Assessors updating them on the situation. Click here if you...
Categories: Property market, HIPs
25/05/2007 by
When asked at Wednesday morning’s lobby briefing if the Government was confident of meeting the revised 1 August HIPs deadline, in view of the Royal Institute of Chartered Surveyors (RICS) saying there should be a 12 week...
Categories: HIPs
23/05/2007 by
The Government finally backed down on HIPs on Tuesday afternoon and announced that the start date will be deferred by 2 months to 1 August this year and even then only for properties with at least 4 bedrooms. ...
Categories: Property market, HIPs
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.