Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 27 February 2008 by
Extract from today’s HBOS report to the Stock Exchange with their 2007 figures:
"Regulatory intervention is an ongoing feature of UK retail banking and changes could affect the profitability of our business," the bank warned....
Category: Mortgages, Personal finance, Regulation
Posted on 26 February 2008 by
Royal Bank of Scotland advised early this afternoon that all their 100% LTV deals would close at midnight tonight and at the same time the maximum LTV on their One Account mortgage would be reduced from 99% to 95%.
They also...
Category: Mortgages, Regulation
Posted on 3 November 2007 by
Mortgage Introducer reported that speaking at the Mortgage Next Conference, Peter Charge, director of national accounts at edeus, said: "When the market is booming, fast-track is a great product. But in the flight to quality,...
Category: Mortgages, Regulation
Posted on 25 September 2007 by
In his Conference speech yesterday Alastair Darling referred to the Northern Rock situation and said: “No government should ever be in the business of protecting executives who make the wrong call or bad decisions.”
I...
Category: Bank of England, Regulation
Posted on 18 September 2007 by
The problems in the banking market look like developing into a serious political problem for the Government. This has the makings of being Gordon Brown’s equivalent of the Tory’s Black Wednesday 15 years ago, when on 16 September...
Category: Bank of England, Miscellaneous, Regulation
The blog postings on this site soley reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
Categories
- Bank of England (33)
- Buy to let (7)
- HIPs (15)
- House and home (39)
- Interest rates (41)
- Miscellaneous (13)
- Mortgages (55)
- Personal finance (14)
- Property market (59)
- Regulation (14)
Archive
- September 2008 (6)
- August 2008 (2)
- July 2008 (9)
- June 2008 (3)
- May 2008 (1)
- April 2008 (4)
- February 2008 (4)
- January 2008 (2)
- December 2007 (1)
- November 2007 (3)
- October 2007 (6)
- September 2007 (9)
- August 2007 (7)
- July 2007 (15)
- June 2007 (11)
- May 2007 (19)
- April 2007 (3)

